276 Cochran Rd, Jackson, GA 30233 Property Records

Butts County property record for 276 Cochran Rd, Jackson, GA 30233

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1996
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jan 2020)
Tax Bill	$4,078 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0058A-086-000`

Property Details

APN / Parcel Number

Primary APN	`0058A-086-000`
Alternative APNs	`0058A-086` `7218`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	1,547 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	205 sqft
Deck Area	608 sqft
Patio Area	608 sqft
Utility Building	200 sqft
Boat Access	Boat Access
Boat House	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	7218
Street Address	276 COCHRAN RD
City	JACKSON
State	GA
Zip	30233-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	COCHRAN RD (276)
Jurisdiction	BUTTS GA
Township / Civil Division	WORTHVILLE
Census Block Group	2
Census Block	2017
Census Tract	150101

Owner

276 Cochran Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Butts County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	276 COCHRAN RD, JACKSON, GA 30233-3818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Prior Sale	May 29, 2008 · Amount on File
Deed Document Number	202015
Deed Book / Page	902 / 101
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTS GA
Recording Date	May 20, 2026
Property Address	276 COCHRAN RD, JACKSON, GA 30233-3818
Document Number	1053000981
Book / Page	1053 / 981
Instrument Date	May 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 COCHRAN RD, JACKSON, GA 30233-3818

Mortgage

Document Number	1053000981,
Date	May 20, 2026
Book Page	1053/981

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTS GA
Property Address	276 COCHRAN RD, JACKSON, GA 30233-3818
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 COCHRAN RD, JACKSON, GA 30233-3818

Mortgage

Document Number	, 0000000342
Date	Dec 13, 2021
Book Page	0000000957/0000000342

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTTS GA
Recording Date	Jan 7, 2020
Property Address	276 COCHRAN RD, JACKSON, GA 30233-3818
Document Number	0009020101
Book / Page	000902 / 000101
Instrument Date	Jan 2, 2020
Instrument	71
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	276 COCHRAN RD JACKSON GA 302333818, JACKSON, GA 30233-3818

Mortgage

Document Number	9020102
Date	Jan 7, 2020
Book Page	000902/000102
Instrument	72

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTS GA
Property Address	276 COCHRAN RD, JACKSON, GA 30233-3818
Document Number	0008610271
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	FIRST SOURCE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 COCHRAN RD JACKSON GA 302333818, JACKSON, GA 30233-3818

Mortgage

Document Number	0008610271
Date	Jun 11, 2018
Book Page	000861/000271

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 276 Cochran Rd was $4,078 with a homeowner's exemption, down 18.3% from the year before.

Source: Butts County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Butts County
Unified School District	Butts County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,078.00 (-18.29%) Homeowner's exemption
2025	$4,991.00 (-2.54%) Homeowner's exemption	$219,555 (-) Land $94,350 Building $125,205	$548,888 (-) Land $235,875 Building $313,013
2024	$5,121.00 (+7.79%) Homeowner's exemption	$219,555 (+5.4%) Land $94,350 Building $125,205	$548,888 (+5.4%) Land $235,875 Building $313,013
2023	$4,751.00 (+18.01%) Homeowner's exemption	$208,314 (+38.52%) Land $94,350 Building $113,964	$520,786 (+38.52%) Land $235,875 Building $284,911
2022	$4,026.00 Homeowner's exemption	$150,382 Land $60,180 Building $90,202	$375,956 Land $150,450 Building $225,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Cochran Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	534.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	8 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Cochran Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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