276 Chambers Rd, Ontario (Mansfield), OH 44903 Property Records

Richland County property record for 276 Chambers Rd, Ontario, OH 44903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,484 sqft · built 1992
Lot Size	2.74 acres (119,559 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2017)
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-318-49-026`

Property Details

APN / Parcel Number

Primary APN	`038-60-318-49-026`
Alternative APN	`01014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,484 sqft Living Area
1st Floor Area	466 sqft
Basement Area	2,188 sqft
Finished Basement	800 sqft
Unfinished Basement	1,388 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	119,559 sqft (2.74 acres)
Lot Dimensions	427 ft deep x 280 ft wide
Terrain	Above Road/Slope
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	120 sqft
Patio Area	420 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	276 CHAMBERS RD
City	ONTARIO
State	OH
Zip	44903-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERS COUNTRY MEADOWS PHASE ONE LOT 2302 303.48 X 261.84 X
Legal Phase	1
Legal Lot Number	2302
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3036
Census Tract	2400

Owner

Source: Richland County assessment roll, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Feb 20, 2020	Deed of Trust, Mortgage · ARM MECHANICS BANK
Mar 9, 2017	Warranty Deed, Transfer · ARM MECHANICS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20172888
Deed Book / Page	2525 / 536
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774

Mortgage

Document Number	2921/704
Date	Aug 23, 2021
Book Page	2921/704
Instrument	202100011720

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2765/837
Date	Feb 20, 2020
Book Page	2765/837
Instrument	202000001977

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	4.99%
Index	12-Month MTA

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 9, 2017
Property Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774
Document Number	02525/0536
Book / Page	2525 / 0536
Map Reference	VOL25 PG113
Instrument Date	Mar 7, 2017
Instrument	201700002888
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 CHAMBERS RD, ONTARIO, OH 44903-8774

Mortgage

Document Number	201700002889
Date	Mar 9, 2017
Instrument	201700002889

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	4.99%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,341.00 (+0.01%)	$150,700 (-) Land $20,940 Building $129,760
2024	$7,340.00 (-2.26%) Homeowner's exemption	$150,700 (-) Land $20,940 Building $129,760
2023	$7,510.00 (+24.46%) Homeowner's exemption	$150,700 (+44.63%) Land $20,940 Building $129,760	$430,550 (+44.62%) Land $59,820 Building $370,730
2022	$6,034.00 Homeowner's exemption	$104,200 Land $16,160 Building $88,040
2020			$297,710 Land $46,170 Building $251,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

276 Chambers Rd, Ontario (Mansfield), OH 44903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Chambers Rd

Nearby Streets

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