276 Brittany Trl, Elgin, IL 60120 Property Records

Cook County property record for 276 Brittany Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,108 sqft · built 1993
Lot Size	0.256 acres (11,152 sqft)
Owner	2 Trust Names on File
Last Sale	$111,333 (Sep 1993)
Tax Bill	$7,205 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-111-020`

Property Details

APN / Parcel Number

Primary APN	`06-17-111-020`
Alternative APN	`06-17-111-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,152 sqft (0.256 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	276 BRITTANY TRL
City	ELGIN
State	IL
Zip	60120-4683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART E2NW4 S17 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRAILS
Legal Lot Number	107
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3013
Census Tract	804404

Owner

276 Brittany Trl is owner-occupied and held in a trust since January 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	276 BRITTANY TRL, ELGIN, IL 60120-4683
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 14, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1993 · Amount on File
Deed Sale	Sep 30, 1993 · Amount on File
Deed Document Number	199330
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000033033
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	276 BRITTANY TRL, ELGIN, IL 60120-4683
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029849042
Date	Oct 25, 2021
Instrument	2129849042

Lender

Name	CITIBANK NA
Type	Bank
Address	SAINT LOUIS, MO 63179

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Interest

Rate	2.37%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 14, 2024
Property Address	276 BRITTANY TRL, ELGIN, IL 60120-4683
Document Number	0004533033
Map Reference	DOC 90423641
Instrument Date	Feb 12, 2024
Instrument	2404533033
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 BRITTANY TRL, ELGIN, IL 60120-4683

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	276 BRITTANY TRL, ELGIN, IL 60120-4683
Document Number	1710717070
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	276 BRITTANY TRL ELGIN IL 601204683, ELGIN, IL 60120-4683

Mortgage

Document Number	1710717070
Date	Apr 17, 2017
Instrument	10717070

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $7,806 Building $31,194	$390,000 Land $78,060 Building $311,940
2023	$7,205.00 (+3.68%)
2022	$6,949.00 (+11.68%) Homeowner's exemption Senior Citizen's exemption	$30,999 (+28.88%) Land $6,133 Building $24,866	$309,990 (+28.88%) Land $61,330 Building $248,660
2021	$6,222.00 Homeowner's exemption Senior Citizen's exemption	$24,052 Land $9,479 Building $14,573	$240,520 Land $94,790 Building $145,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Brittany Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 276 Brittany Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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