Indian River County property record for 276 21st Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1975 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00011-0006-00010.0 |
| Primary APN | 33-39-14-00011-0006-00010.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 1,136 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 139 ft deep x 74 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Porch | Screened Porch |
| Porch Area | 360 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 276 21ST AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 3 BLK F LOT 10 PBI 6-49 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 3 |
| Legal Block | F |
| Legal Lot Number | 10 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50603 |
Source: Indian River County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 276 21ST AVE, VERO BEACH, FL 32962-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Jul 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Document Number | 202630519 |
| Deed Book / Page | 3870 / 464 |
| Prior Transfer Date | Jul 10, 2019 |
| Prior Transfer Doc | 0032212113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 25, 2026 |
| Property Address | 276 21ST AVE, VERO BEACH, FL 32962-2601 |
| Document Number | 0000030519 |
| Book / Page | 3870 / 464 |
| Instrument Date | May 26, 2026 |
| Instrument | 202630519 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 276 21ST AVE, VERO BEACH, FL 32962-2601 |
| Document Number | 0000030520, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202630520 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 276 21ST AVE, VERO BEACH, FL 32962-2601 |
| Document Number | 0032212113 |
| Book / Page | 003221 / 002113 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 40715 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 555 SARINA TEW SW VERO BEACH FL 32968, VERO BEACH, FL 32968 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 29, 2019 |
| Property Address | 276 21ST AVE, VERO BEACH, FL 32962-2601 |
| Document Number | 0032101241 |
| Book / Page | 003210 / 001241 |
| Instrument Date | May 21, 2019 |
| Instrument | 31494 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 276 21ST AVE VERO BEACH FL 329622601, VERO BEACH, FL 32962-2601 |
| Document Number | 32101244 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 003210/001244 |
| Instrument | 31496 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 (+26.72%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $158,907 (+5.99%) | $217,564 (+5.28%) Land $37,017 Building $180,547 |
| 2023 | $1,411.00 (-4.92%) | $149,930 (+3%) | $206,661 (+15.34%) Land $30,286 Building $176,375 |
| 2022 | $1,484.00 | $145,563 | $179,168 Land $30,286 Building $148,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 4 (2004–2006) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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