27596 James St, Warren, MI 48092 Property Records

Macomb County property record for 27596 James St, Warren, MI 48092

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,571 sqft · built 1950
Lot Size	0.958 acres (41,730 sqft)
Owner	Individual Name on Record
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-18-329-008`

Property Details

APN / Parcel Number

Primary APN	`12-13-18-329-008`
Alternative APN	`1318329008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	41,730 sqft (0.958 acres)
Lot Dimensions	334 ft deep x 125 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	27596 JAMES ST
City	WARREN
State	MI
Zip	48092-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	URBANREST FARMS SUBDN LOT 31 & N 11 FT OF LOT 32 L.5 P.74
Legal Subdivision	URBANREST FARMS SUBDN
Legal Lot Number	31-32
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2003
Census Tract	262300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27596 JAMES ST, WARREN, MI 48092-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Sep 10, 2018	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 25, 2017	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	27596 JAMES ST, WARREN, MI 48092-3558
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27596 JAMES ST, WARREN, MI 48092-3558

Mortgage

Document Number	0000110649
Date	Jan 21, 2021
Book Page	27351/924
Instrument	2110649

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	27596 JAMES ST, WARREN, MI 48092-3558
Document Number	0000102712
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27596 JAMES ST WARREN MI 480923558, WARREN, MI 48092-3558

Mortgage

Document Number	0000102712
Date	Sep 12, 2019
Book Page	026192/000323
Instrument	102712

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	27596 JAMES ST, WARREN, MI 48092-3558
Document Number	0000004235
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27596 JAMES ST WARREN MI 480923558, WARREN, MI 48092-3558

Mortgage

Document Number	0000004235
Date	Sep 19, 2018
Book Page	025584/000156
Instrument	4235

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	27596 JAMES ST, WARREN, MI 48092-3558
Document Number	0000136406
Book / Page	025065 / 000661
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27596 JAMES ST WARREN MI 480923558, WARREN, MI 48092-3558

Mortgage

Document Number	0000136406
Date	Nov 17, 2017
Book Page	025065/000661
Instrument	136406

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,350 (+27.76%)	$248,700 (+27.76%)
2025	$2,911.00 (+14.88%)
2023		$97,330	$194,660
2022	$2,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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