Stearns County property record for 2759 Clearwater Rd, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 3,580 sqft · built 1986 |
| Lot Size | 0.728 acres (31,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,828 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45772-0612 |
| Primary APN | 82-45772-0612 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,580 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Block |
| Lot Area | 31,700 sqft (0.728 acres) |
| Lot Width | 100 ft Width |
| Cooling System | None |
|---|
| Street Address | 2759 CLEARWATER RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5952 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C5 |
| Legal Description | PART OF LOT 7 E OF LN DRAWN N FROM PT ON S LN 202.63' E OF SW COR LOT 7 & W 30' OF VAC CLEARWATER RD ADJ CLEARWAY PARK |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 26 |
| Legal Subdivision | CLEARWAY PARK |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 304 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2759 CLEARWATER RD, SAINT CLOUD, MN 56301-5952 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 16, 2026 |
| Property Address | 2759 CLEARWATER RD, SAINT CLOUD, MN 56301-5952 |
| Document Number | 0000047250 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202647250 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2759 CLEARWATER RD, SAINT CLOUD, MN 56301-5952 |
| Document Number | 0000047250, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202647250 |
| Name | TOWN AND COUNTRY FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 2, 2028 |
| Max Rate | -1% |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,828.00 (+24.83%) | $255,000 (-) Land $127,000 Building $128,000 | $255,000 (-) Land $127,000 Building $128,000 |
| 2025 | $255,000 (+20.74%) Land $127,000 Building $128,000 | $255,000 (+20.74%) Land $127,000 Building $128,000 | |
| 2024 | $5,470.00 (+27.57%) | ||
| 2023 | $4,288.00 | $211,200 Land $127,000 Building $84,200 | $211,200 Land $127,000 Building $84,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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