2758 Elk Trail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2758 Elk Trail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	560 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Sep 2020)
Tax Bill	$979 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-01-038B`

Property Details

APN / Parcel Number

Primary APN	`206-01-038B`

Interior

Stories	1 Story
Building Area	560 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Concrete
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2758 ELK TRAIL RD
City	OVERGAARD
State	AZ
Zip	85933-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	SEC 34, T12N, R17E:PARCEL 1-1, PER SURVEY 61-38. AKA:COM SE COR L OT 313 OF MOGOLLON EST #5; TH S011940 E 170.69; TH S735325 W 127.85; TH S094011 E 35.19; TH S740208 W 44.28 TPOB; TH S 740208 W 67.42; TH N160504 W 199.84; TH N73*5113 E 66.83; T
Legal Range	17E
Legal Township	12N
Legal Section	34
Legal Subdivision	MOGOLLON EST #5
Legal Lot Number	313
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1087
Census Tract	964202

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15028 S 40TH PL, PHOENIX, AZ 85044-6701
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	202017125
Prior Transfer Date	Jun 27, 2016
Prior Transfer Doc	0000008684
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 11, 2020
Property Address	2758 ELK TRAIL RD, OVERGAARD, AZ 85933-5140
Document Number	0000017125
Map Reference	MB 61 PG 38
Instrument Date	Sep 10, 2020
Instrument	2020-17125
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 S SAN MARINO LOOP, 306, CASA GRANDE, AZ 85194-7454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15028 S 40TH PL, PHOENIX, AZ 85044-6701

Mortgage

Document Number	0000017126
Date	Sep 11, 2020
Instrument	2020-17126

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 28, 2020
Property Address	2758 ELK TRAIL RD, OVERGAARD, AZ 85933-5140
Document Number	0000008348
Map Reference	MB 61 PG 38
Instrument Date	Apr 13, 2020
Instrument	2020-08348
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6209 E MCKELLIPS RD, 6209, MESA, AZ 85215-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 S SAN MARINO LOOP, CASA GRANDE, AZ 85194-7454

Mortgage

Document Number	0000008349
Date	May 28, 2020
Instrument	2020-08349

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$148,852 (+0.03%) Land $19,054 Building $129,798
2025	$979.00 (+4.15%)	$14,881 Land $1,588 Building $13,293	$148,805 Land $15,878 Building $132,927
2023	$940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 84% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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