27579 Derby Dr, Salisbury, MD 21801 Property Records

Wicomico County property record for 27579 Derby Dr, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,676 sqft · built 2005
Lot Size	0.535 acres (23,319 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Apr 2017)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-090959`

Property Details

APN / Parcel Number

Primary APN	`09-090959`
Alternative APN	`090959`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,676 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,319 sqft (0.535 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	090959
Street Address	27579 DERBY DR
City	SALISBURY
State	MD
Zip	21801-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL C L 15-23,319 SQF 27579 DERBY DR STEEPLECHASE SEC 4
Legal Subdivision	STEEPLECHASE
Legal Block	C
Legal Lot Number	15
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	4
Census Block	4010
Census Tract	10300

Owner

27579 Derby Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27579 DERBY DR, SALISBURY, MD 21801-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	May 10, 2005 · Amount on File
Deed Document Number	20174152-177
Deed Book / Page	4152 / 177
Record Updated	Oct 29, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 12, 2017
Property Address	27579 DERBY DR, SALISBURY, MD 21801-1822
Document Number	0041520177
Book / Page	4152 / 177
Map Reference	CAB MSB FO516
Instrument Date	Mar 31, 2017
Instrument	4152-177
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27579 DERBY DR, SALISBURY, MD 21801-1822

Mortgage

Document Number	4152182
Date	Apr 12, 2017
Instrument	4152-182

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27579 Derby Dr was $3,456 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,400 Land $49,800 Building $401,600	$451,400 Land $49,800 Building $401,600
2025	$3,456.00 Homeowner's exemption
2023	$3,354.00 Homeowner's exemption	$347,200 Land $47,800 Building $299,400	$347,200 Land $47,800 Building $299,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27579 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27579 Derby Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEEPLECHASE WATERWORKS private · serves 395 people · EPA ID MD0220010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	18 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20