27561 120th St, Wayne, OK 73095 Property Records

McClain County property record for 27561 120th St, Wayne, OK 73095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,194 sqft · built 1981
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$409,900 (May 2026)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Jun 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0000-24-05N-02W-0-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-24-05N-02W-0-004-00`
Alternative APN	`1314`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,194 sqft Living Area
1st Floor Area	2,474 sqft
Safe Room	Safe Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	707 sqft
Porch	Slab
Porch Area	42 sqft
Deck Area	350 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	884 sqft
Lean-To	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1314
Street Address	27561 120TH ST
City	WAYNE
State	OK
Zip	73095-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SW SE
Legal Range	02W
Legal Township	05N
Legal Section	24
Legal Subdivision	333 PURCELL
Jurisdiction	MCCLAIN OK
Township / Civil Division	PURCELL
Census Block Group	1
Census Block	1068
Census Tract	400201

Owner

Source: McClain County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27561 120TH ST, WAYNE, OK 73095-3034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2007	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 13, 2005	Deed of Trust, Mortgage · ARM EQUIFIRST CORP
May 22, 2026	Special Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK AND TRUST COMPANY
May 22, 2026	Special Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK
Dec 19, 2023	Sheriff's Deed, Foreclosure
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Oct 1, 2012	Special Warranty Deed, Transfer · FHA Mortgage MCCLAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Dec 19, 2023
Deed Document Number	20265756
Deed Book / Page	3090 / 483
Prior Transfer Date	Dec 6, 2023
Prior Transfer Doc	0002902/55
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCLAIN OK
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001841/814
Date	Jun 14, 2007
Book Page	1841/814
Instrument	2007005518

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCLAIN OK
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001750/220
Date	Jun 13, 2005
Book Page	1750/220
Instrument	2005-004985

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Jul 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	9.99%
Index	6-Month LIBOR
Max Rate	12.9%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCLAIN OK
Recording Date	May 22, 2026
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Document Number	0000005756
Book / Page	3090 / 483
Instrument Date	Mar 3, 2026
Instrument	20265756
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,099.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27561 120TH ST, WAYNE, OK 73095-3034

Mortgage

Document Number	0000005758,
Date	May 22, 2026
Instrument	20265758

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCLAIN OK
Recording Date	May 22, 2026
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Document Number	003090/483
Book / Page	3090 / 483
Instrument Date	Mar 3, 2026
Instrument	20265756
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,099.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27561 120TH ST, WAYNE, OK 73095-3034

Mortgage

Document Number	0000005758,
Date	May 22, 2026
Instrument	20265758

Lender

Name	FIRST UNITED BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Max Rate	-1%

December 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCCLAIN OK
Recording Date	Dec 19, 2023
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Document Number	0002902/55
Book / Page	2902 / 55
Instrument Date	Dec 6, 2023
Instrument	I-2023-014942
Transaction Type	Foreclosure
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCLAIN OK
Recording Date	Sep 4, 2018
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Document Number	002493/374
Book / Page	2493 / 374
Instrument Date	Aug 31, 2018
Instrument	2018-015357
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27561 120TH ST, WAYNE, OK 73095-3034

Mortgage

Document Number	2018015358
Date	Sep 4, 2018
Instrument	2018-015358

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

October 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCLAIN OK
Recording Date	Oct 1, 2012
Property Address	27561 120TH ST, WAYNE, OK 73095-3034
Document Number	002076/111
Book / Page	2076 / 111
Instrument Date	Aug 22, 2012
Instrument	2012-010925
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27561 120TH ST, WAYNE, OK 73095-3034

Mortgage

Document Number	002076/113
Date	Oct 1, 2012
Book Page	2076/113
Instrument	2012-010926

Lender

Name	MCCLAIN BANK
Type	Bank
Address	NORMAN, OK 73072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: McClain County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McClain County
Unified School District	Wayne Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,452 (+5%) Land $5,700 Building $18,752	$222,290 (-27.23%) Land $51,818 Building $170,472
2025	$1,929.00 (-1.33%)	$23,288 (+5%) Land $5,429 Building $17,859	$305,468 (+8.4%) Land $66,500 Building $238,968
2024	$1,955.00 (+9.89%)	$22,178 (+4.99%) Land $5,170 Building $17,008	$281,794 (+46.75%) Land $47,000 Building $234,794
2023	$1,779.00	$21,123 Land $6,600 Building $14,523	$192,023 Land $60,000 Building $132,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCLAIN CO RWD # 8 serves 1,897 people · EPA ID OK2004711
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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