Lancaster County property record for 2756 Flat Creek Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1953 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,500 (Mar 2016) |
| Tax Bill | $515 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080-00-081.00 |
| Primary APN | 0080-00-081.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,532 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.7 acres) |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 11939 |
|---|---|
| Street Address | 2756 FLAT CREEK RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Subdivision | PROPERTY OF KENNETH H MCMANUS |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11001 |
2756 Flat Creek Rd is owned and occupied by an individual who bought it in March 2016.
Source: Lancaster County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2756 FLAT CREEK RD, LANCASTER, SC 29720-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Aug 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2016 · Amount on File |
| Deed Sale | Mar 3, 2016 · Amount on File |
| Prior Sale | Nov 26, 2014 · Amount on File |
| Deed Document Number | 20162859 |
| Deed Book / Page | 949 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 8, 2026 |
| Property Address | 2756 FLAT CREEK RD, LANCASTER, SC 29720-7632 |
| Document Number | 0000009765 |
| Book / Page | 5627 / 87 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20269765 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2756 FLAT CREEK RD, LANCASTER, SC 29720-7632 |
| Document Number | 0000009765, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 5627/87 |
| Instrument | 20269765 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2756 FLAT CREEK RD, LANCASTER, SC 29720-7632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013094 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 4805/143 |
| Instrument | 2022013094 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 2756 Flat Creek Rd was $515, up 9.3% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 (+9.34%) | $3,533 Land $1,502 Building $2,031 | $122,300 Land $52,000 Building $70,300 |
| 2024 | $471.00 (+0.43%) | ||
| 2023 | $469.00 | $3,072 Land $1,832 Building $1,240 | $76,800 Land $45,800 Building $31,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2756 Flat Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2756 Flat Creek Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
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