27552 Harbor Bluff, Daphne, AL 36526 Property Records

Baldwin County property record for 27552 Harbor Bluff, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,480 sqft · built 1994
Lot Size	0.238 acres (10,376 sqft)
Owner	Individual Name on File
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-03-07-0-000-005.010`

Property Details

APN / Parcel Number

Primary APN	`43-03-07-0-000-005.010`
Alternative APNs	`114387` `023024` `23024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,480 sqft Heated Area
1st Floor Area	2,915 sqft
Upper Floors Area	565 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,376 sqft (0.238 acres)
Lot Dimensions	195 ft deep x 53.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23024
Street Address	27552 HARBOR BLF
City	DAPHNE
State	AL
Zip	36526-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	53.1' X 195.4' IRR LOT 10 HARBOR PLACE SUB SLIDE 1369-A IN THE CITY OF DAPHNE SEC 7-T5S-R2E (WD)
Legal Subdivision	HARBOR PLACE
Legal Lot Number	10
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2008
Census Tract	10800

Owner

Source: Baldwin County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27552 HARBOR BLF, DAPHNE, AL 36526-4749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2007
Deed Sale	May 23, 2007
Prior Sale	Jul 26, 2005
Deed Document Number	20071051619
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27552 HARBOR BLF, DAPHNE, AL 36526-4749
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001978773
Date	Feb 17, 2022
Instrument	1978773

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27552 HARBOR BLF, DAPHNE, AL 36526-4749
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002236105
Date	Feb 12, 2026
Instrument	2236105

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00	$41,120 (-) Land $11,000 Building $30,120	$782,500 (+17.3%) Land $225,700 Building $556,800
2023	$1,605.00 (+8.37%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$41,120 (-28.98%)	$667,100 (+15.22%) Land $156,900 Building $510,200
2022	$1,481.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$57,900	$579,000 Land $161,000 Building $418,000
2021	$1,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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