San Luis Obispo County property record for 2755 Ferrocarril Rd, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,986 sqft · built 1999 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,500 (Jul 1999) |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-022-022 |
| Primary APN | 049-022-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 97,139 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2755 FERROCARRIL RD |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-1584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | CY ATAS COL BL 20 LT 8 |
| Legal Subdivision | ATASCADERO COLONY |
| Legal Block | 20 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 12505 |
2755 Ferrocarril Rd is owned and occupied by two individuals who bought it in July 1999.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2755 FERROCARRIL RD, ATASCADERO, CA 93422-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1999 · Amount on File |
| Deed Sale | Jul 28, 1999 · Amount on File |
| Deed Document Number | 199954778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2755 FERROCARRIL RD, ATASCADERO, CA 93422-1584 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2755 FERROCARRIL RD, ATASCADERO, CA 93422-1584 |
| Document Number | 0000023816 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022023816 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 10.3% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2755 FERROCARRIL RD, ATASCADERO, CA 93422-1584 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 2755 FERROCARRIL RD, ATASCADERO, CA 93422-1584 |
| Document Number | 0000025811 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021025811 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2755 Ferrocarril Rd was $4,343 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $395,039 (+2%) Land $125,405 Building $269,634 | |
| 2025 | $4,343.00 Homeowner's exemption | $387,295 Land $122,947 Building $264,348 |
| 2023 | $4,138.00 (+1.3%) Homeowner's exemption | $372,258 Land $118,174 Building $254,084 |
| 2022 | $4,085.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2755 Ferrocarril Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2755 Ferrocarril Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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