Northampton County property record for 27546 Cheapside Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1754 |
| Lot Size | 0.514 acres (22,390 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105A-A-74 |
| Primary APN | 105A-A-74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1754 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,390 sqft (0.514 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Account Number | 414350 |
|---|---|
| Street Address | 27546 CHEAPSIDE RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A - LINE VACATION OF LEE PARCEL A - LINE VACATION OF LEE |
| Legal Subdivision | CHEAPSIDE |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 930302 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 89, TOWNSEND, VA 23443-0089 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2009 |
| Deed Sale | Jul 29, 2009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 27546 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1985 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220000969 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 220000969 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 455 Months |
| Due | Mar 30, 2060 |
| Rate Type | Fixed Rate |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 (+10.96%) | $258,600 (+19.61%) Land $30,200 Building $228,400 | |
| 2024 | $258,600 (+19.61%) Land $30,200 Building $228,400 | ||
| 2023 | $1,643.00 | $216,200 Land $21,500 Building $194,700 | $216,200 Land $21,500 Building $194,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
5G (outdoors only) and 4G LTE
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