2754 Payne Rd, Des Moines, IA 50310 Property Records

Polk County property record for 2754 Payne Rd, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 2024
Lot Size	0.454 acres (19,764 sqft)
Owner	2 Individual Names on File
Last Sale	$25,500 (Sep 2022)
Tax Bill	$762 (2024)
Deeds & Mortgages	May 2025 Mortgage May 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080/05106-000-000`

Property Details

APN / Parcel Number

Primary APN	`080/05106-000-000`
Alternative APN	`792428303019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	868 sqft
Upper Floors Area	868 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,764 sqft (0.454 acres)
Lot Dimensions	244 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2754 PAYNE RD
City	DES MOINES
State	IA
Zip	50310-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 PAYNE ELMS
Legal Subdivision	PAYNE ELMS
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2007
Census Tract	701

Owner

2754 Payne Rd is owned by two individuals who bought it in September 2022.

Source: Polk County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	115 LINCOLN PLACE DR, DES MOINES, IA 50312-4503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
May 8, 2024	Deed of Trust, Mortgage · Construction Mortgage LINCOLN SAVINGS BANK
Sep 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	202272676
Deed Book / Page	19264 / 243
Prior Transfer Date	Jul 18, 2022
Prior Transfer Doc	0000072676
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2754 PAYNE RD, DES MOINES, IA 50310-5642
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 PAYNE RD, DES MOINES, IA 50310-5642

Mortgage

Document Number	0000027874
Date	May 20, 2025
Book Page	20140/956
Instrument	2025-00027874

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2754 PAYNE RD, DES MOINES, IA 50310-5642
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 ALLISON AVE, DES MOINES, IA 50314-1513

Mortgage

Document Number	0000022371
Date	May 8, 2024
Book Page	19792/72
Instrument	2024-00022371

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	360 WESTFIELD AVE # 6, WATERLOO, IA 50701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2025

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Sep 14, 2022
Property Address	2754 PAYNE RD, DES MOINES, IA 50310-5642
Document Number	0000072676
Book / Page	19264 / 243
Instrument Date	Jul 18, 2022
Instrument	2022-00072676
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LINCOLN PLACE DR, DES MOINES, IA 50312-4503

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,500 Land $53,800 Building $341,700	$395,500 Land $53,800 Building $341,700
2024	$762.00
2023		$38,700 Land $38,700	$38,700 Land $38,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2754 Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2754 Payne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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