2754 E 2700 N, Layton, UT 84040 Property Records

Davis County property record for 2754 E 2700 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,702 sqft · built 1979
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$644,608 (May 2025)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-068-0240`

Property Details

APN / Parcel Number

Primary APN	`09-068-0240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	12,197 sqft (0.28 acres)
Garage Area	659 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2754 E 2700 N
City	LAYTON
State	UT
Zip	84040-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 240, OAK FOREST NO 8. CONTAINS 0.28 ACRES
Legal Subdivision	OAK FOREST SUBDIVISION NO 8
Legal Lot Number	240
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2003
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2754 E 2700 N, LAYTON, UT 84040-8146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2022	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	20253619623
Deed Book / Page	8760 / 1345
Prior Transfer Date	Nov 4, 2009
Prior Transfer Doc	0002491538
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Apr 3, 2026
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Document Number	0003662070
Book / Page	8967 / 1015
Instrument Date	Apr 2, 2026
Instrument	20263662070
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 E 2700 N, LAYTON, UT 84040-8146

Mortgage

Document Number	0003662070,
Date	Apr 3, 2026
Book Page	8967/1015
Instrument	20263662070

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	SKYLINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 E 2700 N, LAYTON, UT 84040-8146

Mortgage

Document Number	008915/507
Date	Jan 20, 2026
Book Page	8915/507
Instrument	3651190

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 22, 2022
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Document Number	008056/781
Book / Page	8056 / 781
Instrument Date	Jul 22, 2022
Instrument	3489093
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 E 2700 N, LAYTON, UT 84040-8146

Mortgage

Document Number	0003489118
Date	Jul 22, 2022
Instrument	3489118

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 E 2700 N, LAYTON, UT 84040-8146

Mortgage

Document Number	0003146465
Date	Mar 5, 2019
Book Page	7212/0456
Instrument	3146465

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003263686
Date	Jun 23, 2020
Book Page	7540/2942
Instrument	3263686

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2754 E 2700 N, LAYTON, UT 84040-8146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003220034
Date	Jan 22, 2020
Book Page	7433/1575
Instrument	3220034

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,600 (+14.7%) Land $150,429 Building $197,171	$632,000 (+14.7%) Land $273,507 Building $358,493
2025	$3,188.00 (+5.81%)	$303,050 (-42.39%) Land $136,936 Building $166,114	$551,000 (+4.75%) Land $248,974 Building $302,026
2024	$3,013.00 (-1.08%)
2023	$3,046.00 (-7.61%)	$526,000 Land $208,887 Building $317,113	$526,000 Land $208,887 Building $317,113
2022	$3,297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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