27538 Rosebay Ct, Temecula, CA 92591 Property Records

Riverside County property record for 27538 Rosebay Ct, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,487 sqft · built 1989
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jan 2023)
Tax Bill	$6,240 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`920-161-053`

Property Details

APN / Parcel Number

Primary APN	`920-161-053`
Alternative APN	`911501053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	27538 ROSEBAY CT
City	TEMECULA
State	CA
Zip	92591-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 MB 186/020 TR 20703-3
Legal Subdivision	TRACT NO 20703 3
Legal Tract	20703-3
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1000
Census Tract	43217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27538 ROSEBAY CT, TEMECULA, CA 92591-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 23, 2019	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	202329126
Prior Transfer Date	Jun 28, 1995
Prior Transfer Doc	0000211280
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 31, 2023
Property Address	27538 ROSEBAY CT, TEMECULA, CA 92591-6115
Document Number	0000029126
Map Reference	MB 186 PG 20-28
Instrument Date	Jan 11, 2023
Instrument	2023-0029126
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	497 BRET HARTE DR, COPPEROPOLIS, CA 95228-9441

Mortgage

Document Number	0000029127
Date	Jan 31, 2023
Instrument	2023-0029127

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	27538 ROSEBAY CT, TEMECULA, CA 92591-6115
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000363196
Date	Aug 11, 2020
Instrument	2020-0363196

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 23, 2019
Property Address	27538 ROSEBAY CT, TEMECULA, CA 92591-6115
Document Number	0000376308
Map Reference	MB 186 PG 20-28
Instrument Date	Aug 28, 2019
Instrument	2019-0376308
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27538 ROSEBAY CT, TEMECULA, CA 92591-6115

Mortgage

Document Number	0000376309
Date	Sep 23, 2019
Instrument	2019-0376309

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,215 (+2%) Land $106,120 Building $435,095
2025	$6,240.00 (+22.38%)	$530,604 (+28.44%) Land $104,040 Building $426,564
2023	$5,099.00 (+2.35%)	$413,111 Land $105,117 Building $307,994
2022	$4,982.00
2021			$498,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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