27525 N Timber Ridge Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 27525 N Timber Ridge Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,986 sqft · built 1993
Lot Size	9.97 acres (434,293 sqft)
Owner	Individual Name on File
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`53N04W301200`

Property Details

APN / Parcel Number

Primary APN	`53N04W301200`
Alternative APN	`165127`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,986 sqft Living Area
Basement Area	1,403 sqft
Unfinished Basement	1,403 sqft

Exterior

Year Built	Built 1993
Construction Type	Frame
Foundation Type	Concrete
Lot Area	434,293 sqft (9.97 acres)
Pole Barn	1,750 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	165127
Street Address	27525 N TIMBER RIDGE RD
City	RATHDRUM
State	ID
Zip	83858-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX #13389 3053N04W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3025
Census Tract	102

Owner

27525 N Timber Ridge Rd is owned and occupied by an individual who acquired it in February 2026.

Source: Kootenai County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Feb 14, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 2, 2008	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 7, 2014	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Apr 1, 2008	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Feb 4, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026
Deed Sale	Feb 4, 2026
Deed Document Number	3031885000
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2690325000
Date	Apr 30, 2019
Instrument	2690325000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2769840000
Date	Aug 10, 2020
Instrument	2769840000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	417 Months
Due	May 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2868853000
Date	Nov 1, 2021
Instrument	2868853000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2912235000
Date	Aug 19, 2022
Instrument	2912235000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2082910000
Date	Feb 14, 2007
Instrument	2082910000

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 25, 2027

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2180316000
Date	Oct 2, 2008
Instrument	2180316000

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442205000
Date	Jan 7, 2014
Instrument	2442205000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2034

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2151959000
Date	Apr 1, 2008
Instrument	2151959000

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2033

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TITLE COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 W WESSON AVE, ATHOL, ID 83801-9805
Investor	Possibly a Property Investor

Mortgage

Document Number	3031886000
Date	Feb 4, 2026
Instrument	3031886000

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 4, 2026
Property Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Document Number	3031885000
Instrument Date	Feb 2, 2026
Instrument	3031885000
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27525 N TIMBER RIDGE RD, RATHDRUM, ID 83858-6606
Investor	Possibly a Property Investor

Mortgage

Document Number	3031886000
Date	Feb 4, 2026
Instrument	3031886000

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 27525 N Timber Ridge Rd was $1,660 with a homeowner's exemption, down 13.8% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,660.00 (-13.81%) Homeowner's exemption	$760,857 Land $462,007 Building $298,850	$760,857 Land $462,007 Building $298,850
2024	$1,926.00 (-5.68%)
2023	$2,042.00 (-12.44%) Homeowner's exemption	$799,090 (+1.27%) Land $495,120 Building $303,970	$799,090 (+1.27%) Land $495,120 Building $303,970
2022	$2,332.00 Homeowner's exemption	$789,090 Land $485,120 Building $303,970	$789,090 Land $485,120 Building $303,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27525 N Timber Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27525 N Timber Ridge Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	50 / 5
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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