27509 Breakers Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 27509 Breakers Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	17 bd · 2.5 ba · 2,938 sqft · built 1999
Lot Size	0.174 acres (7,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,800 (Oct 2021)
Tax Bill	$9,339 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-19-0090-00E00-0450`

Property Details

APN / Parcel Number

Primary APN	`36-26-19-0090-00E00-0450`
Alternative APNs	`192636009000E000450` `0861302`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,938 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,434 sqft
Upper Floors Area	1,504 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,573 sqft (0.174 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	27509 BREAKERS DR
City	WESLEY CHAPEL
State	FL
Zip	33544-6668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	NORTHWOOD UNIT 4A-1 PB 35 PGS 117-119 LOT 45 BLOCK E
Legal Range	19E
Legal Township	26S
Legal Section	36
Legal Subdivision	NORTHWOOD
Legal Tract	90
Legal Block	E
Legal Lot Number	45
Legal Unit	4A-1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1028
Census Tract	32109

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27509 BREAKERS DR, WESLEY CHAPEL, FL 33544-6668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2021 · Amount on Record
Deed Sale	Oct 23, 2021 · Amount on Record
Deed Document Number	2021226682
Deed Book / Page	10467 / 36
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0093492041
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 23, 2021
Property Address	27509 BREAKERS DR, WESLEY CHAPEL, FL 33544-6668
Document Number	0104670036
Book / Page	10467 / 36
Map Reference	MB 35 PG 117-119
Instrument Date	Oct 14, 2021
Instrument	2021226682
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,665.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31603 MARCHESTER DR, 31603, WESLEY CHAPEL, FL 33543-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27509 BREAKERS DR, WESLEY CHAPEL, FL 33544-6668

Mortgage

Document Number	1046741
Date	Oct 23, 2021
Instrument	10467/41

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,488 (-0.23%) Land $66,195 Building $395,293	$461,488 (-0.23%) Land $66,195 Building $395,293
2025	$9,339.00 (+0.13%)	$462,570 (-4.08%) Land $66,195 Building $396,375	$462,570 (-4.08%) Land $66,195 Building $396,375
2024	$9,327.00 (+4.82%)
2023	$8,898.00 (+22.23%)	$482,263 (+27.34%) Land $57,615 Building $424,648	$482,263 (+27.34%) Land $57,615 Building $424,648
2022	$7,280.00	$378,720 Land $48,100 Building $330,620	$378,720 Land $48,100 Building $330,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20