27507 190th Ave N, Ulen, MN 56585 Property Records

Clay County property record for 27507 190th Ave N, Ulen, MN 56585

Property Summary

Property Type	Single Family Home
Details	built 2009
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,020 (2026)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29.014.1301`

Property Details

APN / Parcel Number

Primary APN	`29.014.1301`

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	27507 190TH AVE N
City	ULEN
State	MN
Zip	56585-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC IN W1/2 NE1/4 BEG.1094' S OF NW1/4 COR 14-142-44 SECTION 14 TOWNSHIP 142 RANGE 044
Legal Range	44
Legal Township	142
Legal Section	14
Jurisdiction	CLAY MN
Township / Civil Division	ULEN
Census Block Group	2
Census Block	2077
Census Tract	30201

Owner

Source: Clay County assessment roll, APN 29.014.1301, as of August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27507 190TH AVE N, ULEN, MN 56585-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTHWESTERN BANK
Mar 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Feb 27, 2018	Deed of Trust, Mortgage · Balloon Mortgage NORTHWESTERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	27507 190TH AVE N, ULEN, MN 56585-9212
Transaction Type	Mortgage
Record Updated	Jun 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837652
Date	May 12, 2023
Instrument	837652

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 01, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	27507 190TH AVE N, ULEN, MN 56585-9212
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812730
Date	Mar 03, 2021
Instrument	812730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	27507 190TH AVE N, ULEN, MN 56585-9212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000769191
Date	Jun 05, 2017
Instrument	769191

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	27507 190TH AVE N, ULEN, MN 56585-9212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000777500
Date	Feb 27, 2018
Instrument	777500

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 01, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll as of August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
County Subdivision	Ulen Township
Unified School District	Ulen-Hitterdal Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,020.00 (+5.07%)
2025		$372,800 (+3.41%) Land $80,000 Building $292,800	$372,800 (+3.41%) Land $80,000 Building $292,800
2023	$3,826.00 Homeowner's exemption	$360,500 Land $80,000 Building $280,500	$360,500 Land $80,000 Building $280,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), as of October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270302012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 1 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
X-Tech Fixed Wireless	100 / 75
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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