Lorain County property record for 275 Windward Dr, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,546 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,500 (2006) |
| Tax Bill | $4,862.00 (2025) |
| Primary APN | 06-23-024-103-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 3,230 sqft Gross Area |
| 1st Floor | 1,576 sqft 1st Floor |
| Basement Area | 1,408 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,761 sqft (0.27 acres) |
| Depth X Width | 147 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 488 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 39 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 275 WINDWARD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIAR LAKE 3 84.88 X 159 S/L 42 TOD 3/19/07 |
| Legal Subdivision | BRIAR LAKE 3 |
| Legal Tract | 23 |
| Legal Block | 103 |
| Legal Lot Number | 42 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-23-024-103-006
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 275 WINDWARD DR, ELYRIA, OH 44035-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EASY MORTGAGE |
| Dec 18, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on Record |
| Deed Sale | Jul 21, 2006 · Amount on Record |
| Prior Sale | Apr 29, 1996 · Amount on Record |
| Deed Doc Number | 2006155517 |
| Last Transfer Date | Mar 16, 2007 |
| Transfer Doc | 0000194626 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 01, 2026 |
| Property Address | 275 WINDWARD DR, ELYRIA, OH 44035-1631 |
| Document Number | 0000097728 |
| Instrument Date | May 19, 2026 |
| Instrument | 202697728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 275 WINDWARD DR, ELYRIA, OH 44035-1631 |
| Document Number | 0000097728, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202697728 |
| Name | EASY MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 275 WINDWARD DR, ELYRIA, OH 44035-1631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 275 WINDWARD DR, ELYRIA, OH 44035-1631 |
| Document Number | 0000079388 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025-0079388 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,862.00 Homeowner's exemption | $103,250 (-) Land $14,770 Building $88,480 | $295,000 (-) Land $42,200 Building $252,800 |
| 2024 | $4,862.00 (-4.16%) | $103,250 (+10.89%) Land $14,770 Building $88,480 | $295,000 (+10.89%) Land $42,200 Building $252,800 |
| 2023 | $5,073.00 (+0.36%) | $93,111 (+%) Land $19,254 Building $73,857 | $266,030 (-) Land $55,010 Building $211,020 |
| 2022 | $5,055.00 | $93,110 Land $19,250 Building $73,860 | |
| 2021 | $266,030 Land $55,010 Building $211,020 |
275 Windward Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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