275 West St, Geneva, OH 44041 Property Records

Ashtabula County property record for 275 West St, Geneva, OH 44041

Property Summary

Property Type	Triplex
Details	6 bd · 4.5 ba · 2,828 sqft · built 2000
Lot Size	0.92 acres (40,062 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Nov 2018)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032-00-008-00`

Property Details

APN / Parcel Number

Primary APN	`20-032-00-008-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,828 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	980 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	40,062 sqft (0.92 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	275 WEST ST
City	GENEVA
State	OH
Zip	44041-9805
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	SEC 2--16 E M
Legal Subdivision	GENEVA SEC 02
Legal Lot Number	16
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5006
Census Tract	900

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5703 CORK COLD SPRINGS RD, GENEVA, OH 44041-9325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Aug 3, 1998 · Amount on Record
Deed Document Number	201812025
Deed Book / Page	672 / 1547
Prior Transfer Date	Sep 3, 2004
Prior Transfer Doc	0000016047
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	275 WEST ST, GENEVA, OH 44041-9805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005955
Date	Jun 24, 2020
Book Page	711/2195
Instrument	202000005955

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 21, 2018
Property Address	275 WEST ST, GENEVA, OH 44041-9805
Document Number	0000012025
Book / Page	672 / 1547
Map Reference	VOL 311 PG 129
Instrument Date	Nov 21, 2018
Instrument	201800012025
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012026
Date	Nov 21, 2018
Instrument	201800012026

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,959.00 (+77.65%)	$109,830 (-) Land $9,940 Building $99,890	$313,800 (-) Land $28,400 Building $285,400
2024	$5,043.00 (-6.33%)	$109,830 (-) Land $9,940 Building $99,890
2023	$5,384.00 (+36.41%)	$109,830 (+39.03%) Land $9,940 Building $99,890	$313,800 (+39.03%) Land $28,400 Building $285,400
2022	$3,947.00	$79,000 Land $7,630 Building $71,370
2020			$225,700 Land $21,800 Building $203,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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