East Lyme Town property record for 275 W Main St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 53,550 sqft (1.22 acres) |
| Last Sale | $450,000 (2021) |
| Tax Bill | $7,296.00 (2024) |
| Primary APN | ELYM M:006.0 B:00006 L:00000 |
|---|---|
| Alternative APN |
|
| Lot Area | 53,550 sqft (1.22 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Deck Area | Deck Area |
| Account Number | 5220 |
|---|---|
| Street Address | 275 W MAIN ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1018 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 6 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 716101 |
Source: East Lyme Town records · APN ELYM M:006.0 B:00006 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 275 W MAIN ST, NIANTIC, CT 06357-1018 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 08, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage CHARTER OAK FCU |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | Dec 09, 2002 · Amount on Record |
| Deed Doc Number | 20213807 |
| Deed Book / Page | 1069 / 442 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Nov 08, 2021 |
| Property Address | 275 W MAIN ST, NIANTIC, CT 06357-1018 |
| Document Number | 001069-442 |
| Book / Page | 1069 / 442 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 3807 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 W MAIN ST, EAST LYME, CT 06333 |
| Document Number | 0000003808 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 3808 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 275 W MAIN ST, NIANTIC, CT 06357-1018 |
| Document Number | 990-600 |
| Book / Page | 000990 / 000600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 275 W MAIN ST NIANTIC CT 063571018, NIANTIC, CT 06357-1018 |
| Document Number | 990-600 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 000990/000600 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,470 (-) Land $113,470 Building $147,000 | $182,329 Land $79,429 Building $102,900 | |
| 2024 | $7,296.00 (+12.59%) | ||
| 2023 | $6,480.00 (+4.35%) | $260,470 (-) Land $113,470 Building $147,000 | |
| 2022 | $6,210.00 | $260,470 Land $113,470 Building $147,000 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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