Habersham County property record for 275 Valley Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,725 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $547 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112A051 |
| Primary APN | 112A051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,725 sqft Heated Area |
| Gross Area | 3,409 sqft |
| 1st Floor Area | 989 sqft |
| Upper Floors Area | 736 sqft |
| Attic | Attic |
| Attic Area | 736 sqft |
| Basement Area | 1,725 sqft |
| Unfinished Basement | 1,725 sqft |
| Flooring | Parquet |
| Interior Walls | Plywood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 212 ft deep x 124 ft wide |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 435 sqft |
| Deck Area | 48 sqft |
| Patio Area | 168 sqft |
| Storage Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 407238 |
|---|---|
| Street Address | 275 VALLEY DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-2287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-140 PB 31-280 169-353 |
| Legal Subdivision | RIDGEWOOD ESTATES |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 501 |
275 Valley Dr is owned by a company and is owner-occupied.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 275 VALLEY DR, CORNELIA, GA 30531-2287 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 275 VALLEY DR, CORNELIA, GA 30531-2287 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0001147293 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 1147/293 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 275 Valley Dr was $547 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547.00 Homeowner's exemption Senior Citizen's exemption | $125,012 Land $16,000 Building $109,012 | $312,529 Land $40,000 Building $272,529 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $72,368 (+14.55%) Land $8,000 Building $64,368 | $180,920 (+14.55%) Land $20,000 Building $160,920 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $63,176 Land $8,000 Building $55,176 | $157,940 Land $20,000 Building $137,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 275 Valley Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TrailWave.
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