275 Tanner St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 275 Tanner St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,690 sqft · built 1955
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,500 (Apr 2019)
Tax Bill	$1,440 (2022)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1209531`

Property Details

APN / Parcel Number

Primary APN	`1209531`
Alternative APN	`20138`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Heated Area
Gross Area	1,594 sqft
Utility Area	308 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	20138
Street Address	275 TANNER ST
City	RUTHERFORDTON
State	NC
Zip	28139-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-3
Legal Description	HILLCREST LO6TO9 PL5-111
Legal Subdivision	HILLCREST SUB
Legal Block	4
Legal Lot Number	6,9
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1007
Census Tract	960503

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 TANNER ST, RUTHERFORDTON, NC 28139-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Apr 2, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	0002021308
Deed Book / Page	2021 / 308
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	275 TANNER ST, RUTHERFORDTON, NC 28139-3143
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020574933
Date	Mar 9, 2022
Book Page	2057/4933

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORDTON, NC 28139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	275 TANNER ST, RUTHERFORDTON, NC 28139-3143
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020520182
Date	Sep 30, 2021
Book Page	2052/182

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	421 Months
Due	Oct 1, 2056

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 2, 2019
Property Address	275 TANNER ST, RUTHERFORDTON, NC 28139-3143
Document Number	0020210308
Book / Page	002021 / 000308
Instrument Date	Apr 2, 2019
Instrument	8988
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 TANNER ST RUTHERFORDTON NC 281393143, RUTHERFORDTON, NC 28139-3143

Mortgage

Document Number	20210311
Date	Apr 2, 2019
Book Page	002021/000311
Instrument	8988

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$197,500 Land $20,000 Building $177,500	$197,500 Land $20,000 Building $177,500
2022	$1,440.00
2021	$1,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Verizon.

Nearby Properties on Tanner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures