Martin County property record for 275 SW Lost River Rd, Stuart, FL 34997 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,842 sqft · built 2007 |
| Lot Size | 1.41 acres (61,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Feb 2025) |
| Tax Bill | $10,449 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 55-38-41-412-000-0027.0-0-0000 |
| Primary APN | 55-38-41-412-000-0027.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,842 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 2,842 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 61,550 sqft (1.41 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 360 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 275 SW LOST RIVER RD |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-6294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 LOST RIVER MANORS PH 3 OF LOST RIVER (PB 16 PG 14) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER MANORS |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records · APN 55-38-41-412-000-0027.0-0-0000
Assessment roll updated August 27, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 SW LOST RIVER RD, STUART, FL 34997-6294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2009 · Amount on Record |
| Deed Document Number | 20253112901 |
| Deed Book / Page | 3482 / 490 |
| Prior Transfer Date | Jun 01, 2007 |
| Prior Transfer Doc | 0002054608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 11, 2025 |
| Property Address | 275 SW LOST RIVER RD, STUART, FL 34997-6294 |
| Document Number | 0034820490 |
| Book / Page | 3482 / 490 |
| Map Reference | MB 16 PG 14 |
| Instrument Date | Jan 30, 2025 |
| Instrument | 3112901 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10694 SW VINEYARD DR, PORT SAINT LUCIE, FL 34987-6334 |
| Name | Verified Name |
|---|---|
| Address | 275 SW LOST RIVER RD, STUART, FL 34997-6294 |
| Document Number | 0003112902 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 3112902 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 275 SW LOST RIVER RD, STUART, FL 34997-6294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030640219 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 3064/0219 |
| Instrument | 2758959 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 275 SW LOST RIVER RD, STUART, FL 34997-6294 |
| Document Number | 0031551348 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 275 SW LOST RIVER RD STUART FL 349976294, STUART, FL 34997-6294 |
| Document Number | 0031551348 |
|---|---|
| Date | Sep 20, 2020 |
| Book Page | 003155/001348 |
| Instrument | 2835698 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAVIE, FL 33324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Sep 19, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,449.00 (-0.91%) | $1,295,050 (+103.13%) Land $650,000 Building $645,050 | $1,295,050 (-2.16%) Land $650,000 Building $645,050 |
| 2024 | $10,545.00 (+1.73%) | ||
| 2023 | $10,366.00 (+3.43%) Additional exemption filed | $637,556 (+3%) | $1,323,580 (+38.51%) Land $715,000 Building $608,580 |
| 2022 | $10,022.00 Homeowner's exemption | $618,987 | $955,570 Land $494,000 Building $461,570 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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