275 Sunset Dr, Grayson, KY 41143 Property Records

Carter County property record for 275 Sunset Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2,346 sqft
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-04-008.00`

Property Details

APN / Parcel Number

Primary APN	`105-20-04-008.00`
Alternative APNs	`34389` `2719`

Interior

Stories	1 Story
Building Area	2,346 sqft Living Area

Exterior

Lot Area	32,234 sqft (0.74 acres)

Location & Zoning

Account Number	34389
Street Address	275 SUNSET DR
City	GRAYSON
State	KY
Zip	41143-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 8 SECTION 4
Legal Subdivision	LANSDOWNE ESTATES SUBDIVISION
Legal Lot Number	8
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2041
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	275 SUNSET DR, GRAYSON, KY 41143-8946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	2023566586
Deed Book / Page	501 / 636
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	000501/636
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jun 27, 2023
Property Address	275 SUNSET DR, GRAYSON, KY 41143-8946
Document Number	000501/636
Book / Page	501 / 636
Instrument Date	Jun 23, 2023
Instrument	566586
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1436 S STATE HIGHWAY 7, GRAYSON, KY 41143-7246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	275 SUNSET DR, GRAYSON, KY 41143-8946

Mortgage

Document Number	0000566587
Date	Jun 27, 2023
Instrument	566587

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	10%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	275 SUNSET DR, GRAYSON, KY 41143-8946
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 SUNSET DR, GRAYSON, KY 41143-8946

Mortgage

Document Number	0OR447/799
Date	Feb 1, 2021
Book Page	OR447/799
Instrument	495886

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	203 Months
Due	Jan 1, 2038

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Jan 26, 2023
Property Address	275 SUNSET DR, GRAYSON, KY 41143-8946
Document Number	0000493/90
Book / Page	493 / 90
Map Reference	MB 99 PG 253
Instrument Date	Jan 25, 2023
Instrument	554922
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 LAKEWOOD DR, GRAYSON, KY 41143-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	275 SUNSET DR, GRAYSON, KY 41143-8946

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (+54.6%)	$250,000 (+56.25%)	$250,000 (+56.25%)
2023	$1,379.00 (-0.36%)	$160,000 (-)	$160,000 (-)
2022	$1,384.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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