Perry County property record for 275 Smith Ln, Hazard, KY 41701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,364 sqft · built 1940 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $405 (2023) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-00 00 102.00 |
| Primary APN | 090-00 00 102.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Lot Area | 1,089,000 sqft (25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating Fuel | Coal |
|---|
| Account Number | 29971 |
|---|---|
| Street Address | 275 SMITH LN |
| City | HAZARD |
| State | KY |
| Zip | 41701-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 392 PG 188 FEBURARY 13 2017 |
| Jurisdiction | PERRY KY |
| Township / Civil Division | HAZARD |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 970501 |
275 Smith Ln, a single family home, is owned by two individuals.
Source: Perry County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 329 SMITH LN, HAZARD, KY 41701-6221 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Property Address | 275 SMITH LN, HAZARD, KY 41701-6220 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000413/243 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 413/243 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Perry County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Perry County |
| Unified School District | Perry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,000 (-) | $39,000 (-) | |
| 2025 | $39,000 | $39,000 | |
| 2023 | $405.00 | $39,000 Land $10,700 Building $28,300 | $39,000 Land $10,700 Building $28,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Smith Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 14 (2013–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Smith Ln is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
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