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275 Silver Ct, Elgin, IL 60123 Property Records

Kane County property record for 275 Silver Ct, Elgin, IL 60123

Property Summary

Property TypeCommercial Vacant Land
Details5,096 sqft · built 1960
Lot Size0.257 acres (11,198 sqft)
OwnerCompany Name on Record
Last Sale$5,040,000 (Feb 2026)
Tax Bill$18,145 (2025)
Deeds & MortgagesFeb 2026 Sale
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-14-176-010

Property Details

APN / Parcel Number

Primary APN06-14-176-010

Interior

Units8 Units
Stories2 Stories
Building Area5,096 sqft Gross Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Lot Area11,198 sqft (0.257 acres)
Lot Width117 ft Width

Location & Zoning

Street Address275 SILVER CT
CityELGIN
StateIL
Zip60123-3559
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionFRANQUELLIS SUB LOT 1
Legal SubdivisionFRANQUELLIS SUB
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1006
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address165 TOULON DR, BUFFALO GROVE, IL 60089-7738
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 23, 2021Deed of Trust, Mortgage · Line of Credit
AMERICAN COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Deed Document Number20267040
Prior Transfer DateJun 14, 2005
Prior Transfer Doc0000076105
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 20, 2026
Property Address275 SILVER CT, ELGIN, IL 60123-3559
Document Number0000007040
Map ReferenceDOC 885231
Instrument DateFeb 19, 2026
Instrument2026K007040
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3N982 WALT WHITMAN RD, ST CHARLES, IL 60175-6500

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 TOULON DR, BUFFALO GROVE, IL 60089-7738

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address275 SILVER CT, ELGIN, IL 60123-3559
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 PLYMOUTH LN 201, 201, ELGIN, IL 60123-3258

Mortgage

Document Number0000072508
DateSep 23, 2021
Instrument2021K072508
Lender
NameAMERICAN COMMUNITY BANK & TRUST
TypeBank
AddressWOODSTOCK, IL 60098
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,145.00 (+3.5%)$237,845 (+8.57%) Land $38,607 Building $199,238$713,821 (+8.57%) Land $115,867 Building $597,953
2024$17,531.00 (+12.03%)$219,071 (+21.39%) Land $35,560 Building $183,511$657,476 (+21.44%) Land $106,723 Building $550,753
2022$15,648.00 (+3.96%)$180,463 (+6.96%) Land $29,293 Building $151,170$541,389 (+6.96%) Land $87,879 Building $453,510
2021$15,052.00$168,720 Land $27,387 Building $141,333$506,160 Land $82,161 Building $423,999

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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