275 SE 15th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 275 SE 15th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1971
Lot Size0.257 acres (11,238 sqft)
OwnerIndividual Name on File
Last Sale$35,500 (Aug 2022)
Tax Bill$956 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-23-37-35-0010-00090-0040

Property Details

APN / Parcel Number

Primary APN1-23-37-35-0010-00090-0040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Heated Area
Gross Area1,611 sqft
Utility Area84 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Patio Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address275 SE 15TH AVE
CityOKEECHOBEE
StateFL
Zip34974-4720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBET-HER ACRES (PLAT BOOK 3 PAGE 12) LOT 4 BLOCK 9
Legal Range35E
Legal Township37S
Legal Section23
Legal SubdivisionBET-HER ACRES
Legal Block9
Legal Lot Number4
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1047
Census Tract910500

Owner

275 SE 15th Ave is owned and occupied by an individual who bought it in August 2022.

Source: Okeechobee County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address275 SE 15TH AVE, OKEECHOBEE, FL 34974-4720
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
RAUL C RUIZ
Aug 19, 2022Personal Representative Deed, Transfer · Balloon Mortgage
RAUL RUIZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on File
Deed SaleAug 19, 2022 · Amount on File
Prior SaleAug 26, 1997 · Amount on File
Deed Document Number0000011390
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address275 SE 15TH AVE, OKEECHOBEE, FL 34974-4720
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyOKEE TANTIE TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 SE 15TH AVE, OKEECHOBEE, FL 34974-4720

Mortgage

Document Number0000011570
DateAug 24, 2022
Instrument2022011570
Lender
NameRAUL C RUIZ
TypePrivate Party
Address7561 STATE ROAD 78 W, OKEECHOBEE, FL 34974
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term1 Months
DueSep 19, 2022

August 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 19, 2022
Property Address275 SE 15TH AVE, OKEECHOBEE, FL 34974-4720
Document Number0000011390
Map ReferenceMB 3 PG 12
Instrument DateAug 19, 2022
Instrument2022011390
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$248.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7028 SW 9TH ST, 7028, OKEECHOBEE, FL 34974-1505

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 SE 15TH AVE, OKEECHOBEE, FL 34974-4720

Mortgage

Document Number0000011391
DateAug 19, 2022
Instrument2022011391
Lender
NameRAUL RUIZ
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 275 SE 15th Ave was $956 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$956.00 Homeowner's exemption$110,346$112,111 Land $24,375 Building $87,736
2023$1,552.00 (+5.87%) Homeowner's exemption$105,672 (+30.14%) Land $18,750 Building $86,922$105,672 (+30.14%) Land $18,750 Building $86,922
2022$1,466.00$81,201 Land $12,000 Building $69,201$81,201 Land $12,000 Building $69,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 SE 15th Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 SE 15th Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on SE 15th Ave

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