275 S James St, Orange, CA 92869 Property Records

Orange County property record for 275 S James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1960
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Oct 2021)
Tax Bill	$9,735 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094-482-16`

Property Details

APN / Parcel Number

Primary APN	`094-482-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,080 sqft (0.14 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	275 S JAMES ST
City	ORANGE
State	CA
Zip	92869-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2700 BLK LOT 19
Legal Subdivision	TRACT NO 2700
Legal Tract	2700
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3001
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 S JAMES ST, ORANGE, CA 92869-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI MICHIGAN MUTUAL
Oct 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	2021659086
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0000431419
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 29, 2021
Property Address	275 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000659086
Map Reference	MB 127 PG 38&39
Instrument Date	Oct 21, 2021
Instrument	2021000659086
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	ENDPOINT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	275 S JAMES ST, ORANGE, CA 92869-3824

Mortgage

Document Number	0000659087
Date	Oct 29, 2021
Instrument	2021000659087

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	275 S JAMES ST, ORANGE, CA 92869-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 S JAMES ST, ORANGE, CA 92869-3824

Mortgage

Document Number	0000518091
Date	Sep 23, 2020
Instrument	2020000518091

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	275 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000402365
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 S JAMES ST ORANGE CA 928693824, ORANGE, CA 92869-3824

Mortgage

Document Number	0000402365
Date	Oct 15, 2019
Instrument	402365

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2017
Property Address	275 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000431419
Map Reference	MB127 PG38&39
Instrument Date	Oct 5, 2017
Instrument	2017000431419
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 S JAMES ST, ORANGE, CA 92869-3824

Mortgage

Document Number	0000431420
Date	Oct 11, 2017
Instrument	2017000431420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,418 (+2%) Land $839,740 Building $58,678
2025	$9,735.00 (+4.52%)	$880,802 (+4.04%) Land $823,274 Building $57,528
2023	$9,314.00 (+1.96%)	$846,600 Land $791,305 Building $55,295
2022	$9,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.

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