275 River Trace Dr, Rougemont, NC 27572 Property Records

Person County property record for 275 River Trace Dr, Rougemont, NC 27572

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1994
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A86 120`

Property Details

APN / Parcel Number

Primary APN	`A86 120`
Alternative APN	`32569 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
Gross Area	2,824 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,980 sqft (2.41 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	296 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	32569 301
Street Address	275 RIVER TRACE DR
City	ROUGEMONT
State	NC
Zip	27572-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEEP CREEK/PH1/H&L
Legal Subdivision	DEEP CREEK
Legal Phase	1
Jurisdiction	PERSON NC
Township / Civil Division	MOUNT TIRZAH
Census Block Group	3
Census Block	3037
Census Tract	920500

Owner

Source: Person County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 11, 2017	Warranty Deed, Transfer
Feb 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011660082
Date	Sep 13, 2023
Book Page	1166/82
Instrument	408846

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Document Number	0000389630
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	275 RIVER TRACE DR ROUGEMONT NC 275726504, ROUGEMONT, NC 27572-6504

Mortgage

Document Number	0000389630
Date	Oct 16, 2020
Book Page	001054/000503
Instrument	389630

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Document Number	0010230153
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	275 RIVER TRACE DR ROUGEMONT NC 275726504, ROUGEMONT, NC 27572-6504

Mortgage

Document Number	0010230153
Date	Nov 21, 2019
Book Page	001023/000153

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Sep 11, 2017
Property Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Document Number	0009610757
Book / Page	961 / 757
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9601 NC HIGHWAY 57, 9601, ROUGEMONT, NC 27572-8871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PERSON NC
Recording Date	Feb 27, 2017
Property Address	275 RIVER TRACE DR, ROUGEMONT, NC 27572-6504
Document Number	0009460319
Book / Page	000946 / 000319
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 MEADOW RIDGE LN BURLINGTON NC 272178863, BURLINGTON, NC 27217-8863

Tax Assessment & Valuation

Source: Person County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,624 (-) Land $36,492 Building $247,132	$283,624 (-) Land $36,492 Building $247,132
2025	$1,922.00 (+40.5%)	$283,624 (+62.69%)	$283,624 (+62.69%) Land $36,492 Building $247,132
2023	$1,368.00 (+0.29%)	$174,329	$174,329 Land $26,711 Building $147,618
2022	$1,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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