275 Prospect St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 275 Prospect St, Cambridge, MA 02139

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3 bd · 1 ba · 2,958 sqft · built 1987
Lot Size0.216 acres (9,388 sqft)
OwnerCompany Name on File
Last Sale$3,000,000 (Apr 2017)
Tax Bill$25,368 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN110-91

Property Details

APN / Parcel Number

Primary APN110-91
Alternative APN
  • CAMB M:00110 L:00091

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,958 sqft Total Area
1st Floor Area2,958 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block
Construction TypeBrick
Roof TypeGable
Roof MaterialOther
Lot Area9,388 sqft (0.216 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address275 PROSPECT ST
CityCAMBRIDGE
StateMA
Zip02139-1217
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeBA
Legal Lot Number91
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group1
Census Block1003
Census Tract352900

Owner

275 Prospect St, a commercial property, is owned by a company that bought it in April 2017.

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address27 HUCKLEBERRY HILL RD, LINCOLN, MA 01773-3508
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2017 · Amount on File
Deed SaleApr 10, 2017 · Amount on File
Prior SaleOct 23, 2003 · Amount on File
Deed Book / Page69119 / 574
Transfer Doc069119-574
Record UpdatedOct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMBRIDGE MA
Recording DateApr 10, 2017
Property Address275 PROSPECT ST, CAMBRIDGE, MA 02139-1217
Document Number69119-574
Book / Page69119 / 574
Instrument52032
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 PROSPECT ST, CAMBRIDGE, MA 02139-1217

Mortgage

DateApr 10, 2017
Lender
NameCENTURY BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 275 Prospect St was $25,368, up 10.1% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$25,368.00 (+10.13%)$2,202,100 (-) Land $1,370,600 Building $831,500
2024$23,034.00 (+4.33%)$2,202,100 (+3.53%) Land $1,445,800 Building $756,300
2023$22,078.00$2,127,000 Land $1,445,800 Building $681,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 275 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 units insured
incl. 3 condo units
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 275 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Netafy
Fixed Wireless
641 / 143
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Starry.

Nearby Properties on Prospect St

Nearby Streets

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