Highlands County property record for 275 Otter Trl, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $42,000 (Apr 2014) |
| Tax Bill | $1,239 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C1168A0005400000 |
| Primary APN | C1168A0005400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 40 sqft |
| Patio Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C1168A0005400000 |
|---|---|
| Street Address | 275 OTTER TRL |
| City | SEBRING |
| State | FL |
| Zip | 33875-6329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | N 1/2 OF SE 1/4 OF SW 1/4 OF SE 1/4 OF SEC 11 11-36-28/54 5 ACRES |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 961602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 275 OTTER TRL, SEBRING, FL 33875-6329 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2014 · Amount on Record |
| Deed Sale | Apr 25, 2014 · Amount on Record |
| Prior Sale | Apr 22, 2014 · Amount on Record |
| Deed Document Number | 1732244 |
| Deed Book / Page | 2425 / 1952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 275 OTTER TRL, SEBRING, FL 33875-6329 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 275 OTTER TRL, SEBRING, FL 33875-6329 |
| Document Number | 0002089327 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 2899/1509 |
| Instrument | 2089327 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,716 (+9.64%) | $213,897 (-14.67%) Land $74,518 Building $139,379 | |
| 2024 | $1,239.00 (-1.67%) | ||
| 2023 | $1,260.00 (+2.69%) Homeowner's exemption | $109,192 (+3%) | $250,681 (+22.83%) Land $60,420 Building $190,261 |
| 2022 | $1,227.00 Homeowner's exemption | $106,012 | $204,089 Land $48,336 Building $155,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
5G (outdoors only) and 4G LTE
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