Lowndes County property record for 275 Oswalt Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,679 sqft · built 1991 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,728 (Aug 2026) |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75W010000514 |
| Primary APN | 75W010000514 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,679 sqft Adjusted Area |
| 1st Floor Area | 1,405 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 126,324 sqft (2.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 275 OSWALT RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4 275 OSWALT RD 11A |
| Legal Range | 17W |
| Legal Township | 19S |
| Legal Section | 05 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 404 |
275 Oswalt Rd is owned and occupied by an individual who bought it in August 2026.
Source: Lowndes County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Warranty Deed, Transfer · FHA Mortgage FINANCIAL CORPORATION |
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Jun 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jun 7, 2023 | Warranty Deed, Transfer |
| Feb 22, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on File |
| Deed Sale | Aug 26, 2026 · Amount on File |
| Prior Sale | Nov 2, 2012 · Amount on File |
| Deed Book / Page | 2026 / 6441 |
| Transfer Doc | 0000004861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 26, 2026 |
| Property Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Document Number | 2026006441 |
| Book / Page | 2026 / 6441 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Document Number | 2026020719, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 2026/20719 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020236674 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2023/6674 |
| Instrument | 1030304 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 31, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202311824 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 2023/11824 |
| Instrument | 1031932 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 7, 2023 |
| Property Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Document Number | 0020234625 |
| Book / Page | 2023 / 4625 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 1031931 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 OSOWT RD, COLUMBUS, MS 39702 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 22, 2022 |
| Property Address | 275 OSWALT RD, COLUMBUS, MS 39702-9470 |
| Document Number | 0020221279 |
| Book / Page | 2022 / 1279 |
| Instrument Date | Feb 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 275 Oswalt Rd was $928 with exemptions applied, down 62.6% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $928.00 (-62.64%) Homeowner's exemption Senior Citizen's exemption | $16,987 | $169,870 Land $26,090 Building $143,780 |
| 2024 | $2,484.00 (+108.92%) | ||
| 2023 | $1,189.00 | $12,307 | $82,040 Land $24,710 Building $57,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 275 Oswalt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Oswalt Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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