275 Mountain Ave, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 275 Mountain Ave, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,788 sqft · built 1989
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Dec 2025)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`192400 101.13-1-10`

Property Details

APN / Parcel Number

Primary APN	`192400 101.13-1-10`
Alternative APN	`240010101300010100000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	864 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	40,946 sqft (0.94 acres)
Porch	Slab
Porch Area	844 sqft
Canopy	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	275 MOUNTAIN AVE
City	CAIRO
State	NY
Zip	12413-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3031
Census Tract	80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	756 BALD HILLS RD N, ROUND TOP, NY 12473-5207
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Feb 24, 2022	Deed, Transfer
Mar 15, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Feb 24, 2022 · Amount on Record
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Dec 29, 2025
Property Address	275 MOUNTAIN AVE, CAIRO, NY 12413-2733
Document Number	0D20252814
Instrument Date	Dec 3, 2025
Instrument	D2025-2814
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 BALD HILLS RD N, ROUND TOP, NY 12473-5207

Mortgage

Document Number	0M20252656
Date	Dec 29, 2025
Instrument	M2025-2656

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 1, 2036
Index	Other
Margin	3

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Feb 24, 2022
Property Address	275 MOUNTAIN AVE, CAIRO, NY 12413-2733
Document Number	00D2022620
Instrument Date	Feb 11, 2022
Instrument	D2022-620
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 WALL ST # STE19, STE19, HUNTINGTON, NY 11743-2060

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Mar 15, 2018
Property Address	275 MOUNTAIN AVE, CAIRO, NY 12413-2733
Document Number	0000000626
Instrument Date	Mar 12, 2018
Instrument	626
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,419.00 (+4.39%)	$122,400 (-) Land $16,000 Building $106,400	$349,700 (+9.14%) Land $45,712 Building $303,988
2024	$5,191.00	$122,400 (-) Land $16,000 Building $106,400	$320,419 (+6.54%) Land $41,885 Building $278,534
2023		$122,400 Land $16,000 Building $106,400	$300,737 Land $39,312 Building $261,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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