Santa Cruz County property record for 275 Mesa Verde Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,748 sqft · built 1964 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $558,500 (Apr 2017) |
| Tax Bill | $3,330 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-361-13 |
| Primary APN | 051-361-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,173 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 7,884 sqft (0.181 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 275 MESA VERDE DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | TR 351 |
| Legal Subdivision | TRACT 351 MESA VILLAGE |
| Legal Tract | 351 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 122500 |
275 Mesa Verde Dr is owned and occupied by two individuals who acquired it in January 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage MUFG UNION BANK NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 7, 2020 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Jan 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 9, 2020 | Quit Claim Deed ATTORNEY ONLY |
| Apr 11, 2017 | Grant Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on File |
| Deed Sale | Apr 11, 2017 · Amount on File |
| Deed Document Number | 201711889 |
| Last Transfer Date | Jan 6, 2020 |
| Transfer Doc | 0000000811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000041554 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-0041554 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000002130 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-0002130 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000041552 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 275 MESA VERDE DR WATSONVILLE CA 950760951, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000041552 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 41552 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 9, 2020 |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000000812 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 812 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 275 MESA VERDE DR WATSONVILLE CA 950760951, WATSONVILLE, CA 95076-0951 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 9, 2020 |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000000811 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 811 |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 275 MESA VERDE DR WATSONVILLE CA 950760951, WATSONVILLE, CA 95076-0951 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 11, 2017 |
| Property Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000011889 |
| Map Reference | MAP40 PG13 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2017-0011889 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 275 MESA VERDE DR, WATSONVILLE, CA 95076-0951 |
| Document Number | 0000011890 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017-0011890 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 275 Mesa Verde Dr was $3,330 with a veteran's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,894 (+2%) Land $153,137 Building $183,757 | ||
| 2025 | $3,330.00 Disabled Person's exemption Veteran's exemption | $330,288 Land $150,134 Building $180,154 | |
| 2023 | $4,658.00 (+3.21%) Homeowner's exemption | $317,462 Land $144,304 Building $173,158 | $619,920 |
| 2022 | $4,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Mesa Verde Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 42 (1982–2023) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Mesa Verde Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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