Monterey County property record for 275 Maher Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 1980 |
| Lot Size | 1.58 acres (68,940 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,647 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-091-008-000 |
| Primary APN | 181-091-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 68,940 sqft |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Other |
|---|
| Street Address | 275 MAHER RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 9 PAR MAPS PG 187 PAR 3 1.67 AC R/W & EXC R/W |
| Legal Subdivision | RANCHO BOLSA NUEVA Y MORO COJO |
| Legal Block | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10202 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU |
| Jul 19, 2022 | Intrafamily Transfer, Transfer |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 1998 |
| Deed Sale | Nov 4, 1998 |
| Prior Sale | May 3, 1995 · Amount on Record |
| Deed Document Number | 199876683 |
| Last Transfer Date | May 31, 2022 |
| Transfer Doc | 0000031323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Document Number | 0000007592 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023007592 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 19, 2022 |
| Property Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Document Number | 0000031323 |
| Map Reference | VOL 9 PG 187 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022031323 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063258 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017063258 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 275 MAHER RD, ROYAL OAKS, CA 95076-9034 |
| Document Number | 0000061557 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020061557 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Aromas-San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $502,555 (+2%) Land $188,440 Building $314,115 | |
| 2025 | $5,647.00 (+10.04%) Homeowner's exemption | $492,702 (+4.04%) Land $184,746 Building $307,956 |
| 2023 | $5,132.00 (+1.32%) Homeowner's exemption | $473,572 Land $177,573 Building $295,999 |
| 2022 | $5,065.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1995–2023) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL | 100 / 20 |
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