275 Lodestone Ct, Westminster, MD 21158 Property Records

Carroll County property record for 275 Lodestone Ct, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,260 sqft · built 2001
Lot Size0.204 acres (8,890 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Dec 2021)
Tax Bill$6,820 (2023)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-142285

Property Details

APN / Parcel Number

Primary APN07-142285
Alternative APNs
  • 7142285
  • 142285

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,260 sqft Total Area
Basement Area724 sqft
Finished Basement724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,890 sqft (0.204 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number142285
Street Address275 LODESTONE CT
CityWESTMINSTER
StateMD
Zip21158-9478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-4
Legal DescriptionLT 20 - 0.2041 ACS S 275 LODESTONE CT 44-170/ STONERIDGE OVERLOOK PH 1
Legal SubdivisionSTONERIDGE OVERLOOK
Legal Phase1
Legal Lot Number20
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3004
Census Tract507704

Owner

275 Lodestone Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Carroll County records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address275 LODESTONE CT, WESTMINSTER, MD 21158-9478
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Special Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Dec 12, 2019Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2021 · Amount on File
Deed SaleDec 27, 2021 · Amount on File
Prior SaleDec 12, 2019 · Amount on File
Deed Book / Page10616 / 165
Record UpdatedOct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARROLL MD
Recording DateDec 27, 2021
Property Address275 LODESTONE CT, WESTMINSTER, MD 21158-9478
Document Number0106160165
Book / Page10616 / 165
Map ReferenceLB LWS 44 FO 170
Instrument DateDec 15, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCAPITOL TITLE GROUP, CAPITAL TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address275 LODGESTONE CT, WESTMINSTER, MD 21158-9478

Mortgage

Document Number0010616173
DateDec 27, 2021
Instrument10616/173
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateDec 12, 2019
Property Address275 LODESTONE CT, WESTMINSTER, MD 21158-9478
Document Number0095070374
Book / Page009507 / 000374
Instrument DateNov 7, 2019
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyQUANTUM TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address275 LODESTONE CT WESTMINSTER MD 211589478, WESTMINSTER, MD 21158-9478

Mortgage

Document Number95070381
DateDec 12, 2019
Book Page009507/000381
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueDec 11, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,400 Land $90,000 Building $423,400$513,400 Land $90,000 Building $423,400
2023$6,820.00 Disabled Person's exemption Veteran's exemption$403,600 Land $98,000 Building $305,600$403,600 Land $98,000 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Lodestone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Lodestone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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