Bedford County property record for 275 Keys Rd, Bell Buckle, TN 37020
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,744 sqft · built 2000 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Jun 1988) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002022 00402 |
| Primary APN | 002022 00402 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Upper Floors Area | 1,372 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 702 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 275 KEYS RD |
|---|---|
| City | BELL BUCKLE |
| State | TN |
| Zip | 37020-4714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: H02 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950100 |
Source: Bedford County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 275 KEYS RD, BELL BUCKLE, TN 37020-4714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1988 · Amount on Record |
| Deed Sale | Jun 16, 1988 · Amount on Record |
| Deed Book / Page | 175 / 807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Oct 7, 2026 |
| Property Address | 275 KEYS RD, BELL BUCKLE, TN 37020-4714 |
| Document Number | 0000007232 |
| Book / Page | 1207 / 899 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20267232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 275 KEYS RD, BELL BUCKLE, TN 37020-4714 |
| Document Number | 0000007232, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 1207/899 |
| Instrument | 20267232 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 | $80,825 (-) Land $19,575 Building $61,250 | |
| 2023 | $80,825 Land $19,575 Building $61,250 | ||
| 2021 | $323,300 Land $78,300 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD COUNTY U.D. serves 23,641 people · EPA ID TN0000517 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorine dioxide resolved · Aug 2023 Treatment failure resolved · Apr 2023 Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
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