Madison County property record for 275 Inverness Trl, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 2009) |
| Tax Bill | $5,411 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025-0001-0106 |
| Primary APN | 0025-0001-0106 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|
| Account Number | 57955 |
|---|---|
| Street Address | 275 INVERNESS TRL |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENEAGLES LOT 106 PH 1-C |
| Legal Subdivision | GLENEAGLES |
| Legal Phase | 1 |
| Legal Block | 1-C |
| Legal Lot Number | 106 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10103 |
275 Inverness Trl is owned and occupied by two individuals who bought it in December 2009.
Source: Madison County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 INVERNESS TRL, RICHMOND, KY 40475-8845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2009 · Amount on File |
| Deed Sale | Dec 8, 2009 · Amount on File |
| Deed Document Number | 2009436661 |
| Deed Book / Page | 652 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 275 INVERNESS TRL, RICHMOND, KY 40475-8845 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 275 INVERNESS TRL, RICHMOND, KY 40475-8845 |
| Document Number | 0M2260/594 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | M2260/594 |
| Instrument | 2014168392 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 275 INVERNESS TRL, RICHMOND, KY 40475-8845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 696 HALIFAX DR, LEXINGTON, KY 40503-4227 |
| Document Number | 0M2104/626 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | M2104/626 |
| Instrument | 2014060990 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 275 Inverness Trl was $5,411 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,411.00 Homeowner's exemption | $623,000 | $623,000 |
| 2023 | $223.00 | $23,000 | $23,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 275 Inverness Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Inverness Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures