275 Hudnell Rd, Ernul, NC 28527 Property Records

Craven County property record for 275 Hudnell Rd, Ernul, NC 28527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,143 sqft · built 2013
Lot Size	34.7 acres (1,515,235 sqft)
Owner	Individual Name on Record
Tax Bill	$1,729 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-028-17000`

Property Details

APN / Parcel Number

Primary APN	`1-028-17000`
Alternative APN	`93009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
1st Floor Area	2,143 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,515,235 sqft (34.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	93009
Street Address	275 HUDNELL RD
City	ERNUL
State	NC
Zip	28527-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34.79 ACRE SURVEY FOR JOSHUA D WHITFORD
Legal Subdivision	JOSHUA D WHITFORD SURV
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1025
Census Tract	960202

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 84, ERNUL, NC 28527-0084
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	275 HUDNELL RD, ERNUL, NC 28527-9565
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003787/411
Date	Jan 24, 2024
Book Page	3787/411
Instrument	10121869

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	275 HUDNELL RD, ERNUL, NC 28527-9565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3630/428
Date	Sep 14, 2020
Book Page	3630/428
Instrument	10061046

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,729.00	$356,690 (-) Land $51,600 Building $305,090	$356,690 (-) Land $51,600 Building $305,090
2025	$1,729.00 (+0.7%)	$356,690 (-) Land $51,600 Building $305,090	$356,690 (-) Land $51,600 Building $305,090
2023	$1,717.00 (+1.12%)	$356,690 (+27.33%) Land $51,600 Building $305,090	$356,690 (+27.33%) Land $51,600 Building $305,090
2022	$1,698.00	$280,140 Land $51,120 Building $229,020
2018			$280,140 Land $51,120 Building $229,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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