275 Hemlock Bluff Ct, Denver, NC 28037 Property Records

Lincoln County property record for 275 Hemlock Bluff Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,616 sqft · built 2015
Lot Size0.168 acres (7,318 sqft)
OwnerIndividual Name on Record
Last Sale$711,500 (Jul 2022)
Tax Bill$4,072 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3692-53-8392

Property Details

APN / Parcel Number

Primary APN3692-53-8392
Alternative APNs
  • 291837
  • 252312
  • 91785

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,616 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Lot Area7,318 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number291837
Street Address275 HEMLOCK BLUFF CT
CityDENVER
StateNC
Zip28037-9270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#182 LT CAROLINA RIDGE
Legal Lot Number182
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3004
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address275 HEMLOCK BLUFF CT, DENVER, NC 28037-9270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Deed Document Number2022655733
Deed Book / Page3185 / 90
Record UpdatedOct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateJul 29, 2022
Property Address275 HEMLOCK BLUFF CT, DENVER, NC 28037-9270
Document Number0000318590
Book / Page3185 / 90
Map ReferenceMB 16 PG 205
Instrument DateJul 29, 2022
Instrument655733
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,423.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address855 BREA CANYON RD, 855, WALNUT, CA 91789-3016

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 HEMLOCK BLUFF CT, DENVER, NC 28037-9270

Mortgage

Document Number0000655734
DateJul 29, 2022
Instrument655734
Lender
NameTRULIANT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateAug 1, 2029
Min Rate At Change2.5%
Max Rate At Change9%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,072.00 (+0.92%)$651,072 (-) Land $75,000 Building $576,072$651,072 (-) Land $75,000 Building $576,072
2023$4,035.00$651,072 Land $75,000 Building $576,072$651,072 Land $75,000 Building $576,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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