275 Grand St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 275 Grand St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 996 sqft · built 1966
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Dec 2021)
Tax Bill$4,746 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18845

Property Details

APN / Parcel Number

Primary APN18845
Alternative APN
  • WOON M:16D L:153 U:21

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Living Area
Gross Area2,774 sqft
1st Floor Area996 sqft
Basement Area455 sqft
Unfinished Basement455 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number18845
Street Address275 GRAND ST
CityWOONSOCKET
StateRI
Zip02895-5895
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Lot Number153
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2005
Census Tract17600

Owner

275 Grand St is owned and occupied by an individual who bought it in December 2021.

Source: Woonsocket City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address275 GRAND ST, WOONSOCKET, RI 02895-5895
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Jan 22, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 15, 2021Warranty Deed, Transfer · FHA Mortgage
HOME LOAN AND INVESTMENT BANK FSB
May 19, 2017Warranty Deed, Transfer
May 19, 2017Quit Claim Deed, Transfer · FHA Mortgage
RHODE ISLAND HOUSE & MORTGAGE FINAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2021 · Amount on File
Deed SaleDec 15, 2021 · Amount on File
Prior SaleMay 19, 2017 · Amount on File
Deed Book / Page2691 / 270
Transfer Doc002285-295
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address275 GRAND ST, WOONSOCKET, RI 02895-5895
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002694-323
DateDec 28, 2021
Book Page2694/323
Instrument219286
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address275 GRAND ST, WOONSOCKET, RI 02895-5895
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002851-159
DateJan 22, 2024
Book Page2851/159
Instrument231054
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueFeb 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateDec 15, 2021
Property Address275 GRAND ST, WOONSOCKET, RI 02895-5895
Document Number002691-270
Book / Page2691 / 270
Instrument DateDec 15, 2021
Instrument219081
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 GRAND ST, WOONSOCKET, RI 02895-5895

Mortgage

Document Number0000219082
DateDec 15, 2021
Instrument219082
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

Mortgage

Document Number002691-286
DateDec 15, 2021
Book Page2691/286
Instrument219083
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term193 Months
DueJan 1, 2038

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateMay 19, 2017
Property Address275 GRAND ST, WOONSOCKET, RI 02895-5895
Document Number2285-293
Book / Page2285 / 293
Instrument188606
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$44.26
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateMay 19, 2017
Property Address275 GRAND ST, WOONSOCKET, RI 02895-5895
Document Number2285-295
Book / Page2285 / 295
Instrument188607
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
Tax$44.26
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22850298
DateMay 19, 2017
Instrument02285/0298
Lender
NameRHODE ISLAND HOUSE & MORTGAGE FINAN
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 275 Grand St was $4,746.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,746.00$422,600 Land $106,600 Building $316,000$382,560
2023$4,121.00$294,800 (-) Land $94,600 Building $200,200
2022$4,121.00$294,800 Land $94,600 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 275 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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