275 Grace Cir, Highlands, NC 28741 Property Records

Macon County property record for 275 Grace Cir, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1985
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jun 2006)
Tax Bill	$1,444 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7522566812`

Property Details

APN / Parcel Number

Primary APN	`7522566812`
Alternative APNs	`0400944` `47315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,816 sqft Heated Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	466 sqft
Deck Area	516 sqft
Patio Area	36 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	47315
Street Address	275 GRACE CIR
City	HIGHLANDS
State	NC
Zip	28741-8337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 & SM PT OF LOT 5 TEAGUE ESTATES
Legal Subdivision	TEAGUE ESTATES
Legal Lot Number	4,4-5
Jurisdiction	MACON NC
Township / Civil Division	SUGARFORK
Census Block Group	2
Census Block	2029
Census Tract	970501

Owner

275 Grace Cir is owned and occupied by an individual who bought it in June 2006.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	275 GRACE CIR, HIGHLANDS, NC 28741-8337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2006 · Amount on File
Deed Sale	Jun 28, 2006 · Amount on File
Prior Sale	Nov 16, 1990 · Amount on File
Deed Document Number	20063044
Deed Book / Page	30 / 1849
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	275 GRACE CIR, HIGHLANDS, NC 28741-8337
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000C44/671
Date	Dec 4, 2025
Book Page	C-44/671
Instrument	2025007429

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	257 E MAIN ST, FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 24, 2050

Interest

Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	275 GRACE CIR, HIGHLANDS, NC 28741-8337
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 GRACE CIR, HIGHLANDS, NC 28741-8337

Mortgage

Document Number	00H42/2252
Date	Jan 9, 2023
Book Page	H-42/2252
Instrument	2023000107

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	275 GRACE CIR, HIGHLANDS, NC 28741-8337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	O39/1129
Date	Nov 18, 2019
Book Page	O-39/1129
Instrument	2019007944

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 275 Grace Cir was $1,444.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,444.00	$416,350 Land $39,800 Building $376,550	$416,350 Land $39,800 Building $376,550
2023	$1,432.00	$403,950 Land $39,800 Building $364,150	$403,950 Land $39,800 Building $364,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Grace Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Grace Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHGATE S/D private · serves 62 people · EPA ID NC1057013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Grace Cir

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