Warren County property record for 275 Gap Rd, Front Royal, VA 22630 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,128 sqft Living Area |
| Lot Size | 50,094 sqft (1.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2026) |
| Tax Bill | $2,547.00 (2026) |
Source: Warren County records · APN 22-15E1
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Dec 04, 2012 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Mar 12, 2014 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Aug 04, 2015 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage E MORTGAGE MANAGEMENT LLC |
| Jul 20, 2016 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCWEN LOAN SERVICING LLC |
| Jan 06, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ZILLOW HOME LOANS LLC |
| Mar 10, 2005 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2026 · Amount on Record |
| Deed Sale | Jan 06, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2011 · Amount on Record |
| Deed Doc Number | 202670 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200006859 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 200006859 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0120007158 |
|---|---|
| Date | Dec 04, 2012 |
| Instrument | 120007158 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0140001088 |
|---|---|
| Date | Mar 12, 2014 |
| Instrument | 140001088 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0150003840 |
|---|---|
| Date | Aug 04, 2015 |
| Instrument | 150003840 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|
| Document Number | 0160003554 |
|---|---|
| Date | Jul 20, 2016 |
| Instrument | 160003554 |
| Name | OCWEN LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33409 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jan 06, 2026 |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Document Number | 0260000070 |
| Map Reference | SL 158 PG Q |
| Instrument Date | Dec 30, 2025 |
| Instrument | 260000070 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Document Number | 0260000071 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 260000071 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Mar 10, 2005 |
| Property Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Document Number | 050002518 |
| Instrument Date | Mar 07, 2005 |
| Instrument | 050002518 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 GAP RD, FRONT ROYAL, VA 22630-6104 |
| Document Number | 0050002519 |
|---|---|
| Date | Mar 10, 2005 |
| Instrument | 050002519 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2035 |
Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,547.00 (+18.8%) | $447,700 (-) Land $65,900 Building $381,800 | |
| 2025 | $2,144.00 (-46.65%) | $447,700 (+11.4%) Land $65,900 Building $381,800 | $447,700 (+11.4%) Land $65,900 Building $381,800 |
| 2024 | $4,019.00 | $401,900 (-) Land $57,500 Building $344,400 | $401,900 (-) Land $57,500 Building $344,400 |
| 2023 | $401,900 Land $57,500 Building $344,400 | $401,900 Land $57,500 Building $344,400 | |
| 2022 | $4,019.00 |
Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 22-15E1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,636 sqft Gross Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Finished Basement | 745 sqft Finished |
| Unfinished Basement | 1,064 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 50,094 sqft (1.15 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Deck Area | 168 sqft Deck |
| Porch Area | 64 sqft Porch |
| Topography | Above Road/Slope Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Well Water Source |
| Account Number | 26289 |
|---|---|
| Street Address | 275 GAP RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-6104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 15E1 NED W ATKINS PROP SURVEY PORT TM 12-15B |
| Legal Subdivision | HAPPY CREEK-COUNTY |
| Legal Lot Number | 15E1 |
| Jurisdiction | WARREN VA |
| Minor Civil Division | HAPPY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 20101 |
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