275 E Lacey Ave, Hayden, ID 83835 Property Records

Kootenai County property record for 275 E Lacey Ave, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,856 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$340,480 (Sep 2025)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H045013023AE`

Property Details

APN / Parcel Number

Primary APN	`H045013023AE`
Alternative APN	`108979`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	928 sqft
Basement Area	232 sqft
Finished Basement	232 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Stable	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	108979
Street Address	275 E LACEY AVE
City	HAYDEN
State	ID
Zip	83835-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE, S 1 AC-E2-W2-TR 23 1351N04W
Legal Range	04W
Legal Township	51N
Legal Section	13
Legal Subdivision	VONDALE
Legal Tract	23
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1040
Census Tract	1002

Owner

275 E Lacey Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Kootenai County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	275 E LACEY AVE, HAYDEN, ID 83835-9471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Deed Document Number	20253017864
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Aug 5, 2026
Property Address	275 E LACEY AVE, HAYDEN, ID 83835-9471
Document Number	0003052346
Instrument Date	Jul 24, 2026
Instrument	20263052346
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 E LACEY AVE, HAYDEN, ID 83835-9471

Mortgage

Document Number	0003052346,
Date	Aug 5, 2026
Instrument	20263052346

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 24, 2046

Interest

Rate	6.49%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 26, 2025
Property Address	275 E LACEY AVE, HAYDEN, ID 83835-9471
Document Number	3017864000
Map Reference	MB B PG 132
Instrument Date	Sep 25, 2025
Instrument	3017864000
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE BAY TITLE COMPANY, TITLEONE A T&E CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 E LACEY AVE, HAYDEN, ID 83835-9471

Mortgage

Document Number	3017865000
Date	Sep 26, 2025
Instrument	3017865000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 275 E Lacey Ave was $1,745, down 15.4% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Hayden City
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (-15.37%)	$485,772 Land $305,000 Building $180,772	$485,772 Land $305,000 Building $180,772
2024	$2,062.00 (+1.08%)
2023	$2,040.00 (-2.63%)	$440,307 (-7.85%) Land $265,000 Building $175,307	$440,307 (-7.85%) Land $265,000 Building $175,307
2022	$2,095.00	$477,807 Land $275,000 Building $202,807	$477,807 Land $275,000 Building $202,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 E Lacey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 E Lacey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE IRRIGATION DIST serves 8,785 people · EPA ID ID1280008
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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