275 Cottage Ct, Springville, AL 35146 Property Records

St. Clair County property record for 275 Cottage Ct, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,539 sqft · built 2023
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (May 2024)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-23-0-000-049.000`

Property Details

APN / Parcel Number

Primary APN	`13-06-23-0-000-049.000`
Alternative APNs	`116171` `67210`

Interior

Full Baths	1 Bath
Building Area	1,539 sqft Heated Area
1st Floor Area	1,539 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	275 COTTAGE CT
City	SPRINGVILLE
State	AL
Zip	35146-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 THE VILLAGE AT SPRINGVILLE PH 2 2011-3 23-14-2
Legal Range	02E
Legal Township	14S
Legal Section	23
Legal Subdivision	THE VILLAGE AT SPRINGVILLE PH 2
Legal Phase	2
Legal Lot Number	24
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	2
Census Block	2012
Census Tract	40503

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 COTTAGE CT, SPRINGVILLE, AL 35146-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Jun 1, 2023	Warranty Deed, Transfer
Jan 23, 2018	Grant Deed, Construction Loan · Construction Mortgage METRO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Book / Page	2024 / 5584
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	275 COTTAGE CT, SPRINGVILLE, AL 35146-1305
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11520 US HIGHWAY 411, ODENVILLE, AL 35120-5404

Mortgage

Document Number	0000056943
Date	Dec 8, 2022
Book Page	MTG 2022/56943

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 1, 2023
Property Address	275 COTTAGE CT, SPRINGVILLE, AL 35146-1305
Document Number	0000006302
Book / Page	DEED 2023 / 6302
Map Reference	MB 2011 PG 3
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11520 US HIGHWAY 411, ODENVILLE, AL 35120-5404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11520 US HIGHWAY 411, ODENVILLE, AL 35120-5404

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 23, 2018
Property Address	275 COTTAGE CT, SPRINGVILLE, AL 35146-1305
Document Number	0000000653
Book / Page	002018 / 000653
Instrument Date	Jan 1, 2018
Instrument	653
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11520 US HIGHWAY 411 ODENVILLE AL 351205404, ODENVILLE, AL 35120-5404
Investor	Possibly a Property Investor

Mortgage

Document Number	5549
Date	Jan 23, 2018
Instrument	5549

Lender

Name	METRO BK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	5559,
Date	Jan 23, 2018
Instrument	5559

Lender

Name	METRO BK
Type	Bank
Address	ASHVILLE, AL 35953
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (+1,478.26%)	$29,360 (-49.24%)	$293,560 (+1.5%)
2023		$57,846 (+1,841.14%) Land $15,000 Building $42,846	$289,230 (+1,841.14%) Land $75,000 Building $214,230
2022	$92.00	$2,980 Land $2,980	$14,900 Land $14,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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