275 Cobalt Ln, Ingraham, IL 62434 Property Records

Clay County property record for 275 Cobalt Ln, Ingraham, IL 62434

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,384 sqft · built 1908
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Apr 2008)
Tax Bill	$826 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit May 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-300-004`

Property Details

APN / Parcel Number

Primary APN	`04-33-300-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	48,352 sqft (1.11 acres)
Pole Barn	1,200 sqft

Location & Zoning

Street Address	275 COBALT LN
City	INGRAHAM
State	IL
Zip	62434-3005
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 33-5-8 248' X 195' NW/COR SW SW 1.11 AC
Legal Range	08
Legal Township	05
Legal Section	33
Jurisdiction	CLAY IL
Township / Civil Division	PIXLEY
Census Block Group	1
Census Block	1119
Census Tract	971900

Owner

Source: Clay County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	275 COBALT LN, INGRAHAM, IL 62434-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY PLUS SAVINGS BANK
May 1, 2023	Warranty Deed, Transfer · Line of Credit COMMUNITY PARTNER SAVINGS BANK
Nov 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2008 · Amount on Record
Deed Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	2008163770
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000205858
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Jun 11, 2026
Property Address	275 COBALT LN, INGRAHAM, IL 62434-3005
Document Number	0000001114
Instrument Date	May 28, 2026
Instrument	20261114
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 COBALT LN, INGRAHAM, IL 62434-3005

Mortgage

Document Number	0000001114,
Date	Jun 11, 2026
Instrument	20261114

Lender

Name	COMMUNITY PLUS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2036

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 1, 2023
Property Address	275 COBALT LN, INGRAHAM, IL 62434-3005
Document Number	0000207130
Instrument Date	Apr 27, 2023
Instrument	207130
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 COBALT LN, INGRAHAM, IL 62434-3005

Mortgage

Document Number	0000207131
Date	May 1, 2023
Instrument	207131

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 18, 2022
Property Address	275 COBALT LN, INGRAHAM, IL 62434-3005
Document Number	0000206126
Instrument Date	Nov 1, 2022
Instrument	206126
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARBON RD, LOUISVILLE, IL 62858-2232

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Pixley Township
Unified School District	Clay City Community Unit District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,491 (+79.69%) Land $2,814 Building $18,677	$64,473 (+79.69%) Land $8,442 Building $56,031
2024	$826.00 (+1,488.46%)
2022	$52.00 (-5.45%) Homeowner's exemption Senior Citizen's exemption	$11,960 Land $2,113 Building $9,847	$35,880 Land $6,339 Building $29,541
2021	$55.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Frontier DSL	45 / 3

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