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275 Cardiff Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 275 Cardiff Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,367 sqft · built 1998
Lot Size0.324 acres (14,148 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Nov 2021)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-29-377-018

Property Details

APN / Parcel Number

Primary APN19-29-377-018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,367 sqft
Gross Area4,544 sqft
1st Floor Area1,516 sqft
2nd Floor Area1,851 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialFrame Siding
Lot Area14,148 sqft (0.324 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address275 CARDIFF DR
CityALGONQUIN
StateIL
Zip60102-5609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0060644 LT 99 ARBOR HILLS SUB UNIT 4 MEMO: MORRISON, PATRICK/GIFFORD, LAUREN
Legal Range08E
Legal Township43N
Legal Section29
Legal SubdivisionARBOR HILLS
Legal Block377
Legal Lot Number99
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1012
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address275 CARDIFF DR, ALGONQUIN, IL 60102-5609
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleNov 6, 2006 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 9, 2021
Property Address275 CARDIFF DR, ALGONQUIN, IL 60102-5609
Document Number0000060644
Map ReferenceDOC 96R265277
Instrument DateAug 18, 2021
Instrument2021R0060644
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address497 NORCIA PL, 497, HENDERSON, NV 89011-2688

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 SWEETWATER RDG, LAKE IN THE HILLS, IL 60156-4855

Mortgage

Document Number0000060645
DateNov 9, 2021
Instrument2021R0060645
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$133,329 Land $28,049 Building $105,280$399,987 Land $84,147 Building $315,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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