275 Borrego Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 275 Borrego Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,301 sqft · built 1991
Lot Size0.309 acres (13,439 sqft)
OwnerCompany Name on Record
Last Sale$358,000 (Jun 1999)
Tax Bill$7,839 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN160-601-09-00

Property Details

APN / Parcel Number

Primary APN160-601-09-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area3,301 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Lot Area13,439 sqft (0.309 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address275 BORREGO CT
CityOCEANSIDE
StateCA
Zip92057-8412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 23 TR 012559
Legal SubdivisionIVEY RANCH
Legal Tract012559
Legal Block2
Legal Lot Number23
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2006
Census Tract18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address275 BORREGO CT, OCEANSIDE, CA 92057-8412
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 1999 · Amount on Record
Deed SaleJun 3, 1999 · Amount on Record
Prior SaleJan 17, 1996 · Amount on Record
Deed Document Number1999383001
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 22, 2026
Property Address275 BORREGO CT, OCEANSIDE, CA 92057-8412
Document Number0000112590
Instrument DateFeb 5, 2026
Instrument2026112590
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address275 BORREGO CT, OCEANSIDE, CA 92057-8412

Mortgage

Document Number0000112590,
DateApr 22, 2026
Instrument2026112590
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2056
Interest
Rate6.16%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$717,906 (+2%) Land $205,254 Building $512,652
2025$7,839.00 (+1.96%) Homeowner's exemption$703,830 (+4.04%) Land $201,230 Building $502,600
2024$7,688.00 (+3.19%)
2023$7,450.00 (+1.55%) Homeowner's exemption$676,502 Land $193,417 Building $483,085
2022$7,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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